fintoc 2.4.1

The official Python client for the Fintoc API.

Fintoc meets Python 🐍

You have just found the Python-flavored client of Fintoc.

Installation

Install using pip!

pip install fintoc

Note: This SDK requires Python 3.6+.

Usage

The idea behind this SDK is to stick to the API design as much as possible, so that it feels ridiculously natural to use even while only reading the raw API documentation.

Quickstart

To be able to use this SDK, you first need to have a Fintoc account. You will need to get your secret API key from the dashboard to be able to use the SDK. Once you have your API key, all you need to do is initialize a Fintoc object with it and you're ready to start enjoying Fintoc!

from fintoc import Fintoc

fintoc_client = Fintoc("your_api_key")

Now you can start using the SDK!

Managers

To make the usage of the SDK feel natural, resources are managed by managers (wow). These managers correspond to objects with some methods that allow you to get the resources that you want. Each manager is attached to another resource, following the API structure. For example, the Fintoc object has links and webhook_endpoints managers, while Link objects have an accounts manager (we will see more examples soon). Notice that not every manager has all of the methods, as they correspond to the API capabilities. The methods of the managers are the following (we will use the webhook_endpoints manager as an example):

all

You can use the all method of the managers as follows:

webhook_endpoints = fintoc_client.webhook_endpoints.all()

The all method of the managers returns a generator with all the instances of the resource. This method can also receive kwargs! The arguments that can be passed are the arguments that the API receives for that specific resource! For example, the Movement resource can be filtered using since and until, so if you wanted to get a range of movements from an account, all you need to do is to pass the parameters to the method!

movements = account.movements.all(since="2019-07-24", until="2021-05-12")

You can also pass the lazy=False parameter to the method to force the SDK to return a list of all the instances of the resource instead of the generator. Beware: this could take very long, depending on the amount of instances that exist of said resource:

webhook_endpoints = fintoc_client.webhook_endpoints.all(lazy=False)

isinstance(webhook_endpoints, list)  # True

get

You can use the get method of the managers as follows:

webhook_endpoint = fintoc_client.webhook_endpoints.get("we_8anqVLlBC8ROodem")

The get method of the managers returns an existing instance of the resource using its identifier to find it.

create

You can use the create method of the managers as follows:

webhook_endpoint = fintoc_client.webhook_endpoints.create(
    url="https://webhook.site/58gfb429-c33c-20c7-584b-d5ew3y3202a0",
    enabled_events=["link.credentials_changed"],
    description="Fantasting webhook endpoint",
)

The create method of the managers creates and returns a new instance of the resource. The attributes of the created object are passed as kwargs, and correspond to the parameters specified by the API documentation for the creation of said resource.

update

You can use the update method of the managers as follows:

webhook_endpoint = fintoc_client.webhook_endpoints.update(
    "we_8anqVLlBC8ROodem",
    enabled_events=["account.refresh_intent.succeeded"],
    disabled=True,
)

The update method of the managers updates and returns an existing instance of the resource using its identifier to find it. The first parameter of the method corresponds to the identifier being used to find the existing instance of the resource. The attributes to be modified are passed as kwargs, and correspond to the parameters specified by the API documentation for the update action of said resource.

Notice that using the manager to update an instance of a resource is equivalent (in terms of outcome) to calling the update directly on the object itself:

# Using the manager
webhook_endpoint = fintoc_client.webhook_endpoints.update(
    "we_8anqVLlBC8ROodem",
    enabled_events=["account.refresh_intent.succeeded"],
    disabled=True,
)

# Using the object
webhook_endpoint = fintoc_client.webhook_endpoints.get("we_8anqVLlBC8ROodem")
webhook_endpoint.update(
    enabled_events=["account.refresh_intent.succeeded"],
    disabled=True,
)

When using the SDK, you will probably almost always want to use the object directly to update, just because it is way less verbose if you already have the object itself. Also, using the update method from the manager first needs to get the resource and then updates it, so it translates to 2 API calls. If you already have the object to update, using the update method directly from the object just updates it, so it translates to just 1 API call.

delete

You can use the delete method of the managers as follows:

deleted_identifier = fintoc_client.webhook_endpoints.delete("we_8anqVLlBC8ROodem")

The delete method of the managers deletes an existing instance of the resource using its identifier to find it and returns the identifier.

Notice that using the manager to delete an instance of a resource is equivalent (in terms of outcome) to calling the delete directly on the object itself:

# Using the manager
deleted_identifier = fintoc_client.webhook_endpoints.delete("we_8anqVLlBC8ROodem")

# Using the object
webhook_endpoint = fintoc_client.webhook_endpoints.get("we_8anqVLlBC8ROodem")
deleted_identifier = webhook_endpoint.delete()

When using the SDK, you will probably almost always want to use the object directly to delete, just because it is way less verbose if you already have the object itself. Also, using the delete method from the manager first needs to get the resource and then deletes it, so it translates to 2 API calls. If you already have the object to delete, using the delete method directly from the object just deletes it, so it translates to just 1 API call.

The shape of the SDK

For complete information about the API, head to the docs. You will notice that the shape of the SDK is very similar to the shape of the API. Let's start with the Fintoc object.

The Fintoc object

To create a Fintoc object, instantiate it using your secret API key:

from fintoc import Fintoc

fintoc_client = Fintoc("your_api_key")

This gives us access to a bunch of operations already. The object created using this snippet contains three managers: links, payment_intents and webhook_endpoints.

The webhook_endpoints manager

Available methods: all, get, create, update, delete.

From the Fintoc client, you can manage your webhook endpoints swiftly! Start by creating a new Webhook Endpoint!

webhook_endpoint = fintoc_client.webhook_endpoints.create(
    url="https://webhook.site/58gfb429-c33c-20c7-584b-d5ew3y3202a0",
    enabled_events=["account.refresh_intent.succeeded"],
    disabled=True,
)

print(webhook_endpoint.id)  # we_8anqVLlBC8ROodem

You can update this webhook endpoint any time you want! Just run the following command:

webhook_endpoint = fintoc_client.webhook_endpoints.update(
    "we_8anqVLlBC8ROodem",
    enabled_events=["link.credentials_changed"],
    description="Fantasting webhook endpoint",
)

print(webhook_endpoint.status)  # disabled

Maybe you no longer want this webhook endpoint. Let's delete it!

fintoc_client.webhook_endpoints.delete("we_8anqVLlBC8ROodem")

Now, let's list every webhook endpoint we have:

for webhook_endpoint in fintoc_client.webhook_endpoints.all():
    print(webhook_endpoint.id)

If you see a webhook endpoint you want to use, just use the get method!

webhook_endpoint = fintoc_client.webhook_endpoints.get("we_8anqVLlBC8ROodem")

print(webhook_endpoint.id)  # we_8anqVLlBC8ROodem

The payment_intents manager

Available methods: all, get, create.

Payment intents allow you to start a payment using Fintoc! Start by creating a new payment intent:

payment_intent = fintoc_client.payment_intents.create(
    currency="CLP",
    amount=5990,
    recipient_account={
        "holder_id": "111111111",
        "number": "123123123",
        "type": "checking_account",
        "institution_id": "cl_banco_de_chile",
    }
)

print(payment_intent.id)            # pi_BO381oEATXonG6bj
print(payment_intent.widget_token)  # pi_BO381oEATXonG6bj_sec_a4xK32BanKWYn

Notice that the success of this payment intent will be notified through a Webhook. Now, let's list every payment intent we have:

for payment_intent in fintoc_client.payment_intents.all():
    print(payment_intent.id)

If you see a payment intent you want to use, just use the get method!

payment_intent = fintoc_client.payment_intents.get("pi_BO381oEATXonG6bj")

print(payment_intent.id)      # pi_BO381oEATXonG6bj
print(payment_intent.status)  # succeeded

The links manager

Available methods: all, get, update, delete.

Links are probably the most importat resource. Let's list them!

print(len(fintoc_client.links.all(lazy=False)))  # 3

for link in fintoc_client.links.all():
    print(link.id)

Links are a bit different than the rest of the resources, because their identifier is not really their id, but their link_token. This means that, in order to get, update or delete a link, you need to pass the link_token!

link = fintoc_client.links.get("link_Y75EXAKiIVj7w489_token_NCqjwRVoTX3cmnx8pnbpqd11")

Notice that the Link objects generated from the all method will won't be able to execute update or delete operations, while any Link object generated from get or update will have permission to update or delete (given that the link token is necessary to get or update in the first place).

The Link resource has a lot of managers!

invoices = link.invoices.all()  # Invoices
tax_returns = link.tax_returns.all()  # Tax Returns
subscriptions = link.subscriptions.all()  # Subscriptions
refresh_intents = link.refresh_intents.all()  # Refresh Intents
accounts = link.accounts.all()  # Accounts

The invoices manager

Available methods: all.

Once you have a Link, you can use the invoices manager to get all the invoices associated to a link!

for invoice in link.invoices.all():
    print(invoice.id)

The tax_returns manager

Available methods: all, get.

Once you have a Link, you can use the tax_returns manager to get all the tax returns associated to a link!

for tax_return in link.tax_returns.all():
    print(tax_return.id)

The refresh_intents manager

Available methods: all, get, create.

Refresh intents allow you to control how an account gets refreshed on Fintoc! Once you have a Link, you can use the refresh_intents manager to create a new refresh intent:

refresh_intent = link.refresh_intents.create()

print(refresh_intent.id)  # ri_5A94DVCJ7xNM3MEo

Notice that the success of this refresh intent will be notified through a Webhook. Now, let's list every refresh intent we have:

for refresh_intent in link.refresh_intents.all():
    print(refresh_intent.id)

If you see a refresh intent you want to use, just use the get method!

refresh_intent = link.refresh_intents.get("ri_5A94DVCJ7xNM3MEo")

print(refresh_intent.id)      # ri_5A94DVCJ7xNM3MEo
print(refresh_intent.status)  # succeeded

The accounts manager

Available methods: all, get.

Once you have a Link, you can use the accounts manager to get all the accounts associated to a link!

for account in link.accounts.all():
    print(account.id)

Notice that accounts also have a movements manager, to get all of the movements of an account:

account = link.accounts.all(lazy=False)[0]

movements = account.movements.all(lazy=False)

The movements manager

Available methods: all, get.

Once you have an Account, you can use the movements manager to get all the movements associated to that account!

for movement in account.movements.all():
    print(movement.id)

The subscription_intents manager

Available methods: all, get, create

Subscription intents allow you to start a subscription using Fintoc!:

subscription_intent = fintoc_client.subscription_intents.create()

print(subscription_intent.id)            # si_BO381oEATXonG6bj
print(subscription_intent.widget_token)  # si_BO381oEATXonG6bj_sec_a4xK32BanKWYn

The subscriptions manager

Available methods: all, get

You can check the status of the created subscription with the subscriptions manager

subscription = fintoc_client.subscriptions.get('<subscription_id>')
print(subscription.status)

The charges manager

Available methods: all, get, create

Once you have active subscriptions, you can use the charges manager to create charges to thosse subscriptions

charge = fintoc_client.charges.create(
    currency='CLP',
    amount=1250,
    subscription_id='<subscription_id>',
)

Serialization

Any resource of the SDK can be serialized! To get the serialized resource, just call the serialize method!

account = link.accounts.all(lazy=False)[0]

serialization = account.serialize()

The serialization corresponds to a dictionary with only simple types, that can be JSON-serialized.

Acknowledgements

The first version of this SDK was originally designed and handcrafted by @nebil, ad piscolem. He built it with the help of Gianni Roberto’s Picchi 2.