mortgage_calculator:
Project description
mortgage_calculator
Repository that calculate the mortgage roadmap of two types of mortgage calculators:
- Mortgage_Constant_ChargeOff: Mortgage roadmap where you pay an constat chart off each month
- Mortgage_Constant_Pay: Mortgage roadmap where you pay an constat fee each monthmap
How it work:
-
Create en python environent and install the package using de command:
pip install mortgage-roadmap
-
Once you get installed the package you can import the packahe in the python module by:
-
import the classes:
from mortgage_roadmap import ( Mortgage_Constant_ChargeOff, Mortgage_Constant_Pay )
-
import the module:
import mortgage_roadmap
-
Examples:
- Basic exaple where we import the nodule with all the classes. Then we change the amount of units that we will as output. Thrn we create a dataframe as output an as last we export the information in an excel file
from mortgage_roadmap import *
Mortgage_Constant_ChargeOff.setDecimals(4)
a = Mortgage_Constant_ChargeOff(100000., 50, 4,8)
a.create_Dataframe
{'roadmap': [{'dept': 133543.56, 'charge_off': 1456.44, '.....'
a.create_XLSX_File('data/xlsx/mortgage_inform.xlsx')
Compatibility:
-
Dependency of this package:
- sympy
- basic-decorators
-
Optional Packages to use all features of this package:
- pandas
- openpyxl
Content:
-
Mortgage_Constant_ChargeOff (class): Class that calculate an constant chargeoff Morgage:
- Parameters:
- INITIAL_DEPT ( int | float): Is the initial dept of the mortgage
- QUOTAS ( int ): Number of quotas of the Mortgage
- APR ( int | float): The interest that must be payed ofver an period of 12 months
- Methods:
- Strict Class Methods:
- getDecimals(cls): strict class method that return the defined number of decimals as output of the calculations
- setDecimals(cls, value: int): strict class method that is used to set the number of decimals as output of the calculations
- Create or Build Informs:
- create_Dataframe(self): Create an dataframe with all the information related with the mortgage
- create_XLS_File(self, path: str): method that create an excel file with the extension '.xls'
- create_XLSX_File(self, path: str): method that create an excel file with the extension '.xlsx'
- create_CSV_File(self, path: str): method that create an comma separated csv file with the extension '.csv'
- Getters:
- self.number_of_decimals: get the number of decimals for the outputs
- self.initial_dept: Is the initial dept of the mortgage
- self.quotas: Number of quotas of the Mortgage
- self.APR: The interest that must be payed ofver an period of 12 months
- self.roadmap: Is the Mortgage roadmap of all the quotas
- self.inform: dict taht include the roadmap but also all the other relevant information of the mortgage
- self.total_interest_pay: That is total amout to pay in interest
- self.total_pay: Is the total ampount to pay of the Mortgage (dept + interest_pay)
- Setters:
- self:number_of_decimals: Setter that define the number of decimals (integer) of the outputs
- Strict Class Methods:
- Parameters:
-
Mortgage_Constant_Pay (class): Class that calculate an constant Pay Morgage:
- Parameters:
- INITIAL_DEPT ( int | float): Is the initial dept of the mortgage
- QUOTAS ( int ): Number of quotas of the Mortgage
- APR ( int | float): The interest that must be payed ofver an period of 12 months
- Methods:
- Strict Class Methods:
- getDecimals(cls): strict class method that return the defined number of decimals as output of the calculations
- setDecimals(cls, value: int): strict class method that is used to set the number of decimals as output of the calculations
- Create or Build Informs:
- create_Dataframe(self): Create an dataframe with all the information related with the mortgage
- create_XLS_File(self, path: str): method that create an excel file with the extension '.xls'
- create_XLSX_File(self, path: str): method that create an excel file with the extension '.xlsx'
- create_CSV_File(self, path: str): method that create an comma separated csv file with the extension '.csv'
- Getters:
- self.number_of_decimals: get the number of decimals for the outputs
- self.initial_dept: Is the initial dept of the mortgage
- self.quotas: Number of quotas of the Mortgage
- self.APR: The interest that must be payed ofver an period of 12 months
- self.roadmap: Is the Mortgage roadmap of all the quotas
- self.inform: dict taht include the roadmap but also all the other relevant information of the mortgage
- self.total_interest_pay: That is total amout to pay in interest
- self.total_pay: Is the total ampount to pay of the Mortgage (dept + interest_pay)
- Setters:
- self:number_of_decimals: Setter that define the number of decimals (integer) of the outputs
- Strict Class Methods:
- Parameters:
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