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A package to handle mortgage calculations

Project description

Py-Mortgage

To install:

pip install py_mortgage

To access Mortgage object

import py_mortgage as pym
new_mortgage = pym.mortgage.Mortgage(rate=.04/12,term=360,loan=400000)

py_mortgage has the following methods:

  1. Mortgage.get_pmt(): Will return the payment per period

  2. Mortgage.get_pmt(period): Will return all payments paid up to and including period

  3. Mortgage.get_amortization_table(format='pandas_df', decimal_places=2): Will return an amortization table per period. If format = 'pandas_df', it will return a Pandas DataFrame. If format = 'json', it will convert the DataFrame to a JSON object. Decimal places defaults to 2.

  4. Mortgage.get_interest_pmt(period): Will return the total interest paid in period

  5. Mortgage.get_principal_pmt(period): Will return the total principal paid down in period

  6. Mortgage.cumulative_interest_pmt(period): Will return all interest paid up to and including period.

  7. Mortgage.cumulative_principal_pmt(period): Will return all principal paid up to and including period.

  8. Mortgage.remaining_mortgage_balance(ending_period): Will return the remaining principal up to and including ending_period

  9. Mortgage.describe(): Will return fields from Mortgage

Mortgage.get_apr() is not completed yet and will be included in next release

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