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Risk Score Card Model

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我家还蛮大的, 欢迎你们来我家van.



当前包含主干部分, 即特征分箱、IV值计算、Woe转化、模型评估指标等。
不包含建模的部分, 这个问题留给用户。

特征的分箱使用的方法是卡方分箱, 整个流程为:
整理特征类型(离散、连续) -> 初始化分箱 -> 卡方合并 -> 单调性检验 -> 特殊值处理 



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