fints-agent-cli

FinTS banking CLI for humans and agents.

Use it to:

• onboard once
• fetch accounts and balances
• fetch transactions
• send SEPA transfers
• handle app-based SCA approval flows

Install

Recommended:

uv tool install fints-agent-cli

Alternative:

pipx install fints-agent-cli

From source repo:

uv sync
uv run fints-agent-cli --help

60-Second Start

1) One-time onboarding

fints-agent-cli onboard

You will be asked for:

• provider (id/name/bank code)
• user id/login
• PIN

The PIN is saved in macOS Keychain.

2) Verify account access

fints-agent-cli accounts

Expected output format:

• <IBAN>\t<Amount>\t<Currency>

3) Fetch transactions

fints-agent-cli transactions --days 30

For deterministic account selection:

fints-agent-cli transactions --iban <IBAN> --days 30

Transfers

Synchronous transfer (single flow)

fints-agent-cli transfer \
  --from-iban <FROM_IBAN> \
  --to-iban <TO_IBAN> \
  --to-name "Recipient Name" \
  --amount 12.34 \
  --reason "Reference" \
  --yes --auto

Dry run (local validation only, no submission)

fints-agent-cli transfer ... --dry-run

Async transfer flow

fints-agent-cli transfer-submit ...
fints-agent-cli transfer-status --wait

Who This Is For

• End users who can run a few terminal commands.
• AI/automation agents that need deterministic CLI behavior.

If you are running this as an agent, read first:

• /Users/hagen/Projects/bank_cli/docs/AGENT_RUNBOOK.md

Supported Banks

This project only includes providers with a known FinTS endpoint.

Current registry characteristics:

• FinTS-focused registry
• primarily German banks (FinTS ecosystem)
• includes seeded direct banks such as dkb, ing, comdirect, consorsbank
• plus many additional German institutions from bundled provider data

Check what is available on your installed version:

fints-agent-cli providers-list --limit 40
fints-agent-cli providers-list --search dkb
fints-agent-cli providers-list --search ing
fints-agent-cli providers-show --provider dkb

If your bank is not listed by providers-list, this tool currently cannot configure it automatically.

Commands Overview

onboard             Interactive setup
bootstrap           Re-run TAN/SCA setup
accounts            Accounts + balances
transactions        Transactions (pretty/tsv/json)
transfer            Sync transfer flow
transfer-submit     Start async transfer
transfer-status     Continue/check async transfer
providers-list      List known providers
providers-show      Show provider details
keychain-setup      Save/update PIN in Keychain
reset-local         Delete local config/state/pending files
capabilities        Live FinTS capability discovery

Troubleshooting

Use debug only for diagnosis:

fints-agent-cli --debug transactions --days 30

Re-run auth setup:

fints-agent-cli bootstrap

Reset local state:

fints-agent-cli reset-local

Security Notes

• PIN is read from macOS Keychain by default.
• You can force manual PIN entry per command with --no-keychain.
• Avoid storing PIN in shell history or plain text files.

Agent Notes

Agent-friendly guidance with expected outputs and recovery actions:

• /Users/hagen/Projects/bank_cli/docs/AGENT_RUNBOOK.md

Development

uv sync --group dev
uv run pytest