achlens

achlens is a local-first Python MCP server and CLI for inspecting synthetic ACH files. It parses fixed-width records, validates structure and control totals, explains findings, masks sensitive fields, repairs derived controls, and generates deterministic test files. It never transmits ACH files or makes bank/network calls.

Use synthetic data only. This project is not a bank gateway, compliance advisor, or transmission system.

Quick Start

uv sync
uv run achlens --help
uv run achlens validate tests/fixtures/golden/sample_valid.ach
uv run achlens generate --sec PPD --entries 5 --seed 7 > synthetic.ach

In Windows PowerShell, use an explicit ASCII encoding because PowerShell's default > redirection can write UTF-16 output that is not valid ACH text:

uvx achlens generate --sec PPD --entries 5 --seed 7 |
	Set-Content -Encoding ascii synthetic.ach

Run the MCP server over stdio:

uv run achlens serve

The MCP server exposes validation, summaries, parsed-record paging, control explanations, routing checks, code lookup, synthetic generation, and control repair. See docs/tools.md for the current tool surface.

Sensitive fields are masked by default. Configure ACHLENS_ALLOWED_ROOTS to enable MCP path inputs; otherwise provide file content directly. See SECURITY.md for the data and write boundaries.

Development

This project uses uv.

uv sync
uv run achlens --help
uv run pytest -q
uv run ruff check .
uv run ruff format --check .
uv run mypy --strict src

Never add real payment data, account numbers, or ACH files to this repository.