agent-commerce-payments-mcp 1.0.6

MCP server for agent commerce payments. Features create invoice, process payment, escrow funds. From MEOK AI Labs.

🧱 Part of the MEOK A2A Substrate

This MCP is 1 of 12 agent-to-agent primitives. Run the whole pipeline (identity → trust → policy → firewall → rate-limit → handoff → audit → governance) as one signed endpoint for £499/mo including 100K calls — or £0.0002 per call pay-as-you-go.

👉 meok.ai/a2a — see the Substrate

Agent Commerce Payments MCP

MCP server for agent commerce payments mcp operations

Overview

Agent Commerce Payments MCP provides AI-powered tools via the Model Context Protocol (MCP).

Tools

Tool	Description
create_invoice	Create a detailed invoice with line items, tax calculation, fees, and payment te
process_payment	Process payment for an invoice with fraud checks, fee calculation, and settlemen
escrow_funds	Place funds in escrow between two agents with conditions and expiry.
release_escrow	Release escrowed funds to the designated agent after condition verification.
payment_history	Get payment history for an agent with filtering, totals, and transaction summary

Multi-protocol agent payment support

This MCP is the single bridge between your agents and the three live agent-payments protocols. Pick the one your buyer wants; the signed attestation chain stays the same.

Protocol	Owner	When to use	Tool in this MCP
Stripe ACP (Agentic Commerce Protocol)	Stripe + OpenAI · Apache 2.0	B2C agent purchases inside ChatGPT / merchant flows	create_invoice + process_payment with protocol="stripe-acp"
AP2 (Agent Payments Protocol)	Google + Mastercard + PayPal + Adyen (60+ orgs)	Cross-platform regulated payments, B2B, cross-border	process_payment with protocol="ap2" — generates signed user mandate
x402	Coinbase	HTTP-native pay-per-call, micro-transactions, on-chain	process_payment with protocol="x402" — returns 402 + settlement instructions
PSD2 / MiCA	EU regulation	EU regulatory compliance overlay on any protocol	Automatic — applied to every transaction in EU jurisdiction

Note on "ACP": there are two protocols with this acronym. IBM ACP (Agent Communication Protocol) merged into A2A under Linux Foundation in September 2025 and is covered by the rest of the MEOK A2A Substrate. Stripe ACP (Agentic Commerce Protocol) is the live payments protocol covered by this MCP.

Why this MCP exists

The agent-payments space has three live protocols and none is dominant. Building against just one means your agent commerce can't reach the other 2/3 of the market. This MCP wraps all three behind one tool surface so your agent code stays portable.

Every transaction emits a hash-chained attestation to the agent-audit-logger-mcp sibling, giving you EU AI Act Article 12 + DORA Article 17 audit evidence for every payment.

Installation

pip install meok-agent-commerce-payments-mcp

Usage with Claude Desktop

Add to your Claude Desktop MCP config (claude_desktop_config.json):

{
  "mcpServers": {
    "agent-commerce-payments": {
      "command": "python",
      "args": ["-m", "meok_agent_commerce_payments_mcp.server"]
    }
  }
}

Usage with FastMCP

from mcp.server.fastmcp import FastMCP

# This server exposes 5 tool(s) via MCP
# See server.py for full implementation

Wire it up — full stack

Pair this with the MEOK chain that turns one agent action into ONE signed compliance event:

1. bft-progress-council-mcp — anti-loop guardrail
2. agent-token-budget-mcp — hard spend cap
3. agent-prompt-injection-firewall-mcp — OWASP LLM01 scan
4. agent-audit-logger-mcp — hash-chained evidence
5. a2a-governance-bridge-mcp — fold N attestations → 1 signed event
6. agent-incident-relay-mcp — broadcast incidents to 5 regimes simultaneously

See meok.ai/mcp-stack for the architecture and meok.ai/mcp-stack/demo for the live in-browser demo.

License

MIT © MEOK AI Labs

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Pairs with MEOK Governance Suite

Build something that touches users? You need compliance. MEOK ships 38 governance MCPs that drop in alongside this tool — EU AI Act, DORA, NIS2, CRA, GDPR, ISO 42001, FDA SaMD, MDR, Basel, MiFID II, MiCA, COPPA, and more.

# One-shot install of the governance pack
npx meok-setup --pack governance

Free tier: 10 calls/day per MCP. Pro tier (£79/mo): unlimited + cryptographically signed compliance attestations your auditor verifies independently.

→ Full catalogue: councilof.ai/catalogue → MEOK AI Labs: meok.ai

Protocol coverage + Universal PAYG

This MCP is part of MEOK's 47-MCP fleet that bridges every active agent-interop protocol and 30+ regulatory frameworks. See the full coverage matrix at meok.ai/protocols.

Agent interop protocols supported (8 live):

• ✅ MCP (Anthropic) — native
• ✅ A2A (Google + Linux Foundation, absorbed IBM ACP Sept 2025)
• ✅ IBM ACP — covered via A2A merge
• ◐ Stripe ACP (Agentic Commerce Protocol) — Q3 bridge via agent-commerce-protocol-mcp
• ◐ AP2 (Google Agent Payments) — partial via agent-commerce-payments-mcp
• ◐ x402 (Coinbase HTTP 402) — partial via api.meok.ai gateway
• → OASF / AGNTCY (Cisco Outshift + Linux Foundation) — Q3 bridge
• 👁 ANP (Cisco Agent Network) — watch-list

Pricing options:

Option	Price	Best for
Self-host (this MCP)	£0 — MIT	Devs
This MCP Starter	£29/mo	One-MCP teams
This MCP Pro	£79/mo	Production + 24h SLA
Universal PAYG	£29/mo + £0.0002/call	Spiky usage across many MCPs
Substrate bundle (this category)	£99-£499/mo	A whole pack
MEOK Universe	£1,499/mo	All 47 MCPs, 500K calls

Each tier above the free self-host adds HMAC-signed attestations verifiable at verify.meok.ai. Linux Foundation governance on the A2A spine means EU regulated buyers can deploy without vendor-lock-in objections.