BDP Model Gate

Automated pre-deployment ML model governance: fairness, performance, compliance, and security checks, run as a single gate that gives you a PASS / NEEDS_REVIEW / BLOCKED status to wire into CI before a model is promoted to production.

Covers structured data models for binary classification and regression. Multiclass is next (see Roadmap). Unstructured (text, image, audio) support is planned — see bdp_model_gate.unstructured for the reserved interface.

Install

Available on PyPI:

# core (context/report/gate objects only — no check logic that needs ML libs)
pip install bdp-model-gate

# structured-data checks (fairlearn, shap, scikit-learn) — install this for real use
pip install bdp-model-gate[structured]

# for running the test suite
pip install bdp-model-gate[dev]

Compliance and security checks (model card validation, adversarial robustness, PII scanning, prompt-injection testing) work with just the core install. Fairness checks need fairlearn/shap, and every performance metric except accuracy needs scikit-learn — install the structured extra to get all of it. On a core-only install the default metric="auto" falls back to accuracy and says so loudly; see Choosing the performance metric.

Quickstart

from bdp_model_gate import StructuredGateContext, ModelGate

context = StructuredGateContext(
    model=my_model,
    X=X_val,
    y_true=y_val,
    y_pred=y_pred,
    protected_df=protected_val,  # optional — enables fairness checks
    latencies_ms=benchmark_latencies,  # optional — enables performance checks
    cost_per_inference=0.0008,  # optional
    model_card=my_model_card,  # optional — enables compliance checks
    generate_fn=None,  # optional — set if there's a generative side-car
)

report = ModelGate().run(context)
print(report.summary())
report.to_json("gate_report.json")

if report.gate_status == "BLOCKED":
    raise SystemExit("Model failed governance gate — see gate_report.json")

model can be a scikit-learn estimator, a Keras model, a LightGBM or XGBoost sklearn-API model, or your own class — anything with .predict(). For a PyTorch module, a raw Booster or a remote endpoint, pass a function instead; see Any model, not just scikit-learn.

Or the one-liner:

from bdp_model_gate import run_structured_gate

report = run_structured_gate(model, X_val, y_val, y_pred, protected_df=protected_val)

What each category checks

Fairness (non-blocking by default — routes to NEEDS_REVIEW, since some flags need human judgment)

• ProxyCorrelationCheck — input features that correlate with a protected attribute
• DisparateImpactCheck — outcome-level demographic parity
• ShapSubgroupCheck — features whose SHAP contribution differs across groups
• CounterfactualFlipCheck — prediction shift when a protected attribute is flipped

Fairness — regression (non-blocking; see Regression models)

• LossRatioParityCheck — margin charged over each group's own expected loss
• GroupMeanGapCheck — raw spread in mean prediction across groups
• ErrorParityCheck — is the model materially worse for one group?
• CalibrationParityCheck — systematic over- or under-prediction per group

Performance (blocking)

• PerformanceThresholdCheck — model score on a metric you choose, p95 latency, cost-per-inference. See Choosing the performance metric.

Compliance (blocking)

• ComplianceMappingCheck — model card completeness, DPIA trigger for high-risk use cases, explainability requirement for models affecting a person

Security (blocking)

• AdversarialRobustnessCheck — prediction flip rate under small feature perturbation
• PIILeakageCheck — regex scan of string columns for PII patterns
• PromptInjectionCheck — canned jailbreak prompts against any generative side-car

Customizing thresholds

from bdp_model_gate import GateConfig
from bdp_model_gate.structured import default_structured_checks
from bdp_model_gate import ModelGate

config = GateConfig()
config.performance.metric = "roc_auc"
config.performance.min_score = 0.85
config.fairness.disparity_threshold = 0.05

gate = ModelGate(checks=default_structured_checks(config))
report = gate.run(context)

Choosing the performance metric

PerformanceConfig.metric decides what the model is scored on, and min_score is the threshold that score must clear. Set the two together — min_score means nothing on its own.

config = GateConfig()
config.performance.metric = "f1"  # what to measure
config.performance.min_score = 0.75  # what it has to beat

Built-in names: roc_auc, average_precision, accuracy, balanced_accuracy, f1, precision, recall. All except accuracy require scikit-learn (the structured extra).

Label-based metrics need hard classes. accuracy, balanced_accuracy, f1, precision, and recall binarize continuous y_pred at config.performance.decision_threshold (default 0.5). Predictions already in {0, 1} are left alone. Ranking metrics (roc_auc, average_precision) use the raw scores and ignore the threshold.

Your own metric. Any fn(y_true, y_pred) -> float works, and is called with y_pred exactly as you supplied it — no thresholding, since only you know what your metric expects:

from sklearn.metrics import fbeta_score


def f2(y_true, y_pred):
    return fbeta_score(y_true, (y_pred >= 0.3).astype(int), beta=2)


config.performance.metric = f2  # reported under the name "f2"

"auto" (the default) uses roc_auc when scikit-learn is installed and falls back to accuracy when it isn't. The fallback is never silent: it's logged at WARNING, marked metric_is_fallback: true in the result metadata, and spelled out in the check's detail string. A score is only comparable to min_score if you know which metric produced it, so the report always names it:

{
  "gate_status": "PASS",
  "model_metric": "roc_auc",
  "model_score": 0.9132
}

Naming a metric explicitly opts out of fallback entirely — if metric="roc_auc" can't run, the gate reports a blocking CHECK_ERROR rather than quietly scoring you on something else. A typo'd metric name raises GateConfigurationError as soon as the check is constructed.

From the CLI, --metric, --min-score, and --decision-threshold do the same thing, and take precedence over a --config file:

bdp-model-gate --model model.joblib --data validation.csv --target-col label \
  --metric f1 --min-score 0.75 --output gate_report.json

Migrating from 0.1.0: min_accuracy is now min_score, and the old name was misleading — it was compared against ROC AUC whenever scikit-learn was installed, and accuracy otherwise. min_accuracy still works (in Python and in --config files) but emits a DeprecationWarning. Likewise GateReport.model_auc is superseded by model_metric / model_score, and now returns None unless the metric really was AUC.

Writing your own check

from bdp_model_gate import BaseCheck, CheckResult


class MyCustomCheck(BaseCheck):
    name = "my_custom_check"
    category = "compliance"  # fairness | performance | compliance | security
    blocking = True

    def run(self, context):
        # inspect context.model, context.X, context.model_card, etc.
        return [CheckResult(self.name, self.category, "OK", "looks fine", self.blocking)]


gate = ModelGate(checks=[MyCustomCheck()])

Using it as a pre-deployment CI/CD gate

Installing the package gives you an bdp-model-gate console script, meant to run as a pre-deployment step — after a model is trained/built, before it's promoted to a registry or prod endpoint. It is not intended to run on every PR.

bdp-model-gate \
  --model model.joblib \
  --data validation.csv \
  --target-col label \
  --protected protected.csv \
  --model-card model_card.json \
  --cost-per-inference 0.0008 \
  --output gate_report.json

Exit codes are chosen so a pipeline can distinguish three outcomes:

Exit code	Status	Pipeline behavior
0	PASS	proceed to deploy automatically
2	NEEDS_REVIEW	stop and require a human sign-off (fairness flags need judgment)
1	BLOCKED	hard fail — performance, compliance, or security check failed

A ready-to-adapt Azure Pipelines example is in ci_examples/azure-pipelines.model-gate.yml, and a GitHub Actions equivalent (a reusable workflow_call workflow) is in ci_examples/github-actions.model-gate.yml. Both structure this as three stages/jobs: run the gate, a manual-approval step gated behind exit code 2 (GitHub Environments / Azure Environments with required reviewers), and a deploy step that only runs if the gate passed outright or was manually approved. Point them at wherever your training pipeline publishes model.joblib / validation.csv / protected.csv / model_card.json as a build artifact.

Config overrides for the CLI can be JSON, YAML, or TOML — pick whichever matches your repo's conventions:

# config.yaml
performance:
  metric: f1
  min_score: 0.85
  decision_threshold: 0.5
fairness:
  disparity_threshold: 0.05

bdp-model-gate --model model.joblib --data validation.csv --target-col label \
  --config config.yaml --output gate_report.json

YAML configs need pip install pyyaml (or bdp-model-gate[dev], which already includes it); TOML needs tomli on Python < 3.11 (3.11+ has tomllib built in).

Pass -v/--verbose for debug-level logging (per-check timing, which checks ran/skipped and why) — the library uses the standard logging module throughout, so it composes with whatever logging setup your pipeline already has.

Extending with plugins

Third-party packages can register additional checks without forking this library, via the bdp_model_gate.checks entry-point group:

# in your plugin package's pyproject.toml
[project.entry-points."bdp_model_gate.checks"]
my_check = "my_package.checks:MyCustomCheck"

Once installed alongside bdp-model-gate, default_structured_checks() picks it up automatically (pass include_plugins=False to opt out). A plugin that fails to import or isn't a BaseCheck subclass is logged and skipped rather than crashing the gate.

Error handling

Bad inputs fail fast with a clear message rather than a confusing exception from deep inside a check:

from bdp_model_gate import ModelGate, StructuredGateContext
from bdp_model_gate.exceptions import GateValidationError

try:
    report = ModelGate().run(context)
except GateValidationError as exc:
    print(f"Fix your inputs: {exc}")

Validation covers: the model exposes .predict(), X is a non-empty DataFrame, y_true/y_pred/X are aligned in length, y_true has at least two classes, protected_df is row-aligned and has no all-NaN columns, model_card is a dict, generate_fn is callable, and latencies_ms has no negative values.

Any model, not just scikit-learn

Nothing here imports a deep-learning framework. Instead of requiring a particular object shape, the gate accepts a plain function:

import torch

net.eval()

context = StructuredGateContext(
    X=X_val,
    y_true=y_val,
    y_pred=y_pred,
    task="regression",
    # DataFrame in, array out — your function owns tensor conversion,
    # device placement and batching.
    predict_fn=lambda df: net(torch.tensor(df.values, dtype=torch.float32)).detach().numpy(),
)

model is optional: a remote scoring endpoint has no model object at all, so predict_fn alone is a complete context. A bare callable also works as model=, so the two routes are interchangeable.

Field	Type	Unlocks
predict_fn	fn(DataFrame) -> array	everything; takes precedence over model
predict_proba_fn	fn(DataFrame) -> array	CounterfactualFlipCheck
gradient_fn	fn(DataFrame) -> (n_rows, n_features)	a real targeted adversarial attack

Probability shapes are normalised. A Keras sigmoid returns (n, 1), scikit-learn returns (n, 2), and a custom model might return (n,). All three mean the same thing and are reduced to one positive-class vector, so you don't have to know which the library expects. A genuinely multiclass (n, k) output is refused with a clear message rather than silently sliced.

Gradients make the robustness check real. AdversarialRobustnessCheck prefers true per-row gradients, falls back to coef_ for linear models, and only then to random noise. Supplying gradient_fn turns a weak random probe into a targeted attack; the method used is recorded in the result metadata.

context.gradient_fn = lambda df: compute_input_gradients(net, df)  # -> (n, n_features)

From the CLI

joblib only reads pickles, so --model-loader names a function that returns a model or a scoring callable. Your loader does the framework import:

# mypkg/serving.py
def load_scorer():
    net = torch.load("model.pt")
    net.eval()
    return lambda df: net(torch.tensor(df.values).float()).detach().numpy()

bdp-model-gate --model-loader "mypkg.serving:load_scorer" \
  --data validation.csv --target-col realised_loss --task regression \
  --metric rmse --max-error 5000 --output gate_report.json

Note: roc_auc, average_precision, balanced_accuracy, f1, precision and recall still need scikit-learn. That is a metrics dependency, not a model one — the regression metrics and accuracy are numpy-native and work on a core install.

Regression models

Set task and the suite reconfigures itself. Classification-only checks report NOT_APPLICABLE rather than being dropped, so the report still shows what was skipped and why.

from bdp_model_gate import GateConfig, ModelGate, StructuredGateContext

context = StructuredGateContext(
    model=pricing_model,
    X=X_val,
    y_true=realised_loss,
    y_pred=quoted_premium,
    protected_df=protected_val,
    expected_loss=technical_premium,  # enables loss-ratio parity
    task="regression",
)

config = GateConfig()
config.performance.metric = "rmse"
config.performance.max_error = 5000.0  # error metrics use max_error

task defaults to "auto", which infers from y_true and logs what it inferred. Set it explicitly for anything you gate on: a claims-frequency target of 0/1/2/3 is indistinguishable from a four-class problem by shape.

Metrics. rmse, mae, mape, poisson_deviance (for count targets like claims frequency) and r2. All are implemented in numpy, so they work on a core install. "auto" picks r2, because an RMSE default threshold would be meaningless without knowing whether the target is naira or claims.

Thresholds have a direction. Higher-is-better metrics use min_score; error metrics use max_error. There is no default max_error — a ceiling depends entirely on your target's scale — so configuring an error metric without one raises GateConfigurationError instead of passing silently.

Fairness without a "selected" class

Demographic parity counts a favourable class, which a continuous target does not have. Four checks replace it, and the distinction matters most in insurance:

Check	Question	Needs
LossRatioParityCheck	Is one group charged a higher margin over its own expected loss?	expected_loss
GroupMeanGapCheck	Does one group get systematically higher predictions?	—
ErrorParityCheck	Is the model materially less accurate for one group?	y_true
CalibrationParityCheck	Does one group's prediction over- or under-shoot reality?	y_true

A pricing model should charge more in a higher-loss segment — that is risk-based pricing, not discrimination — so GroupMeanGapCheck on its own flags legitimate rating differences and will be noisy. LossRatioParityCheck is the one that isolates unfairness from actuarially justified variation, by comparing the margin each group is charged over its own expected cost. It needs context.expected_loss (a per-row expected loss, technical premium or pure premium) and reports NOT_APPLICABLE without it rather than silently answering the raw-price question under the same name.

All four gaps are measured relative to the overall figure, so one threshold works across scales, and groups smaller than FairnessConfig.min_group_size (default 30) are reported but not scored — a three-policy segment otherwise produces a wild ratio that reads as a finding.

Adversarial robustness also changes shape: a "prediction flip" is meaningless for a continuous output (every perturbation moves it), so regression measures the mean relative prediction shift against SecurityConfig.adversarial_max_relative_shift.

From the CLI:

bdp-model-gate --model pricing.joblib --data validation.csv \
  --target-col realised_loss --task regression \
  --expected-loss-col technical_premium \
  --metric rmse --max-error 5000 --output gate_report.json

Roadmap

• Multiclass support (0.4.0) — averaged metrics, a configurable favourable class for demographic parity, and ordinal awareness for underwriting decisions (accept / refer / decline), where a decline-vs-accept error is worse than refer-vs-accept.
• Example notebooks for both (0.4.1).
• Unstructured data support (text/image/audio) — bdp_model_gate.unstructured reserves the shape (UnstructuredGateContext, a matching check suite) but raises NotImplementedError until it lands.
• HTML/Markdown report rendering alongside to_json().

Development

pip install -e ".[dev,structured]"

ruff check .              # lint
ruff format .             # format
mypy bdp_model_gate       # type check
pytest -q                 # test (85% coverage floor enforced)

.pre-commit-config.yaml runs ruff, mypy, and basic hygiene checks on every commit — install with pip install pre-commit && pre-commit install.

CI (.github/workflows/ci.yml) runs lint, type-check, and the test suite across Python 3.9–3.12 on every push/PR, plus a core-install job with no structured extra — that job is what keeps the graceful-degradation paths (NOT_APPLICABLE results, metric fallback) honest. Tests that need a real estimator importorskip on scikit-learn rather than failing there.

The matrix covers the whole requires-python range. Note [tool.mypy] python_version is pinned to 3.12 for numpy's stubs, so the type checker cannot enforce the 3.9 floor. Three other things do: ruff's FA rules (which flag PEP 604 / PEP 585 syntax used without from __future__ import annotations — evaluated at runtime on 3.9, and an import-time TypeError there while passing silently on 3.10+), an AST test in tests/test_package.py covering the same pattern, and the 3.9 job in the matrix. Note that target-version = "py39" on its own does not imply those checks.

This is all separate from ci_examples/, which are pre-deployment gates for models built by consumers of this library, not for the library's own code.

A runnable end-to-end walkthrough of everything above lives in examples/bdp_model_gate_walkthrough.ipynb, committed with outputs so it reads without being run.

See CHANGELOG.md for release history.