clickpesa-python-sdk 0.1.2

Production-grade Python SDK for the ClickPesa API — sync & async, collections, payouts, BillPay and more

ClickPesa Python SDK

Production-grade Python SDK for the ClickPesa API — supports both sync and async usage, with automatic token management, checksum injection, retry logic, and a full exception hierarchy.

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Features

• Sync & Async — ClickPesa for blocking code, AsyncClickPesa for asyncio / FastAPI / async frameworks
• Auto Auth — JWT tokens are fetched and cached automatically (55-minute window, 1-hour API TTL)
• Checksum injection — HMAC-SHA256 checksums added to every mutating request when a checksum_key is configured
• Retries — exponential backoff on transient 5xx errors (configurable)
• Thread-safe — safe to share a single client across threads or async tasks
• Context manager — with / async with support for automatic cleanup
• Typed exceptions — structured error hierarchy with status_code and response attributes
• PEP 561 compliant — ships with py.typed for mypy / pyright support

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Installation

pip install clickpesa-python-sdk

Requires Python 3.10+.

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Quick Start

Sync

from clickpesa import ClickPesa

with ClickPesa(
    client_id="YOUR_CLIENT_ID",
    api_key="YOUR_API_KEY",
    checksum_key="YOUR_CHECKSUM_KEY",  # optional but recommended
    sandbox=True,                       # set False for production
) as client:
    balance = client.account.get_balance()
    print(balance)

Async

import asyncio
from clickpesa import AsyncClickPesa

async def main():
    async with AsyncClickPesa(
        client_id="YOUR_CLIENT_ID",
        api_key="YOUR_API_KEY",
        checksum_key="YOUR_CHECKSUM_KEY",
        sandbox=True,
    ) as client:
        balance = await client.account.get_balance()
        print(balance)

asyncio.run(main())

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Configuration

Parameter	Type	Default	Description
client_id	str	required	Your ClickPesa application Client ID
api_key	str	required	Your ClickPesa application API key
checksum_key	str | None	None	Enables HMAC-SHA256 checksum on every mutating request
sandbox	bool	False	Target sandbox (api-sandbox.clickpesa.com) instead of production
timeout	float	30.0	Per-request timeout in seconds
max_retries	int	3	Max retry attempts on transient server errors

Note: order_id / orderReference values must be alphanumeric only (no hyphens, underscores, or special characters). The API will reject any order reference containing non-alphanumeric characters.

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Collections

USSD Push

# 1. Preview — check available methods and fees before charging
preview = client.payments.preview_ussd_push(
    amount="5000",
    order_id="ORD20240001",
    phone="255712345678",           # optional: include to get sender details
    fetch_sender_details=True,      # optional: returns accountName / accountProvider
)
print(preview["activeMethods"])     # [{"name": "TIGO-PESA", "status": "AVAILABLE", "fee": 580, ...}]

# 2. Initiate — triggers PIN prompt on the customer's phone
transaction = client.payments.initiate_ussd_push(
    amount="5000",
    phone="255712345678",
    order_id="ORD20240001",
    currency="TZS",                 # only TZS supported
)
print(transaction["id"], transaction["status"])

Card Payment

# 1. Preview — check card method availability
preview = client.payments.preview_card(amount="50", order_id="CARD001")

# 2. Initiate — generate a hosted payment link
result = client.payments.initiate_card(
    amount="50",
    order_id="CARD001",
    currency="USD",                 # only USD supported
    customer={
        "fullName": "John Doe",
        "email": "[e-mail]",
        "phoneNumber": "255712345678",
    },
    # or use an existing customer ID:
    # customer={"id": "CUST_123"}
)
print(result["cardPaymentLink"])    # redirect customer here

Query Payments

# Single payment by order reference
payments = client.payments.get_status("ORD20240001")

# Paginated list with filters
page = client.payments.list_all(
    status="SUCCESS",
    collectedCurrency="TZS",
    startDate="2024-01-01",
    endDate="2024-12-31",
    limit=20,
    skip=0,
)
print(page["totalCount"], page["data"])

---

Disbursements

Mobile Money Payout

# 1. Preview — verify fees and recipient before sending
preview = client.payouts.preview_mobile_money(
    amount=10000,
    phone="255712345678",
    order_id="PAY20240001",
    currency="TZS",                 # TZS or USD; recipient always receives TZS
)
print(preview["fee"], preview["receiver"]["accountName"])

# 2. Create — disburse funds
payout = client.payouts.create_mobile_money(
    amount=10000,
    phone="255712345678",
    order_id="PAY20240001",
)
print(payout["id"], payout["status"])  # status: AUTHORIZED → PROCESSING → SUCCESS

Bank Payout (ACH / RTGS)

# Get list of supported banks and their BIC codes
banks = client.payouts.get_banks()
# [{"name": "EQUITY BANK TANZANIA LIMITED", "value": "equity_bank_tanzania_limited", "bic": "EQBLTZTZ"}, ...]

# 1. Preview
preview = client.payouts.preview_bank(
    amount=500000,
    account_number="1234567890",
    bic="EQBLTZTZ",
    order_id="BANK20240001",
    transfer_type="ACH",            # "ACH" or "RTGS"
    currency="TZS",
)

# 2. Create
payout = client.payouts.create_bank(
    amount=500000,
    account_number="1234567890",
    account_name="Jane Doe",
    bic="EQBLTZTZ",
    order_id="BANK20240001",
    transfer_type="RTGS",
    currency="TZS",
)

Query Payouts

# Single payout by order reference
payouts = client.payouts.get_status("PAY20240001")

# All payouts with filters
page = client.payouts.list_all(
    channel="MOBILE MONEY",
    status="SUCCESS",
    limit=50,
)

---

BillPay

ClickPesa BillPay lets customers pay using a numeric control number through mobile money, SIM banking, and CRDB Wakalas. There are two types of control numbers:

• Order — one-time, closes after payment. Ideal for invoices and e-commerce orders.
• Customer — static and reusable per customer. Ideal for subscriptions and recurring payments.

Note: Every ClickPesa merchant has a 4-digit Merchant BillPay-Namba visible on the dashboard. Order control numbers can also be generated offline (no API call) by concatenating your Merchant BillPay-Namba with any internal order reference (e.g. 1122 + 231256 = 1122231256). The SDK only covers API-based generation.

Create Control Numbers

# Order control number (one-time)
cn = client.billpay.create_order_control_number(
    bill_reference="INVOICE001",    # optional — becomes the control number; auto-generated if omitted
    amount=90900,
    description="Water Bill - July 2024",
    payment_mode="EXACT",           # "EXACT" or "ALLOW_PARTIAL_AND_OVER_PAYMENT"
)
print(cn["billPayNumber"])          # share this with your customer

# Customer control number (persistent / recurring)
cn = client.billpay.create_customer_control_number(
    customer_name="John Doe",
    phone="255712345678",           # phone or email required
    email="[e-mail]",
    amount=50000,
    payment_mode="ALLOW_PARTIAL_AND_OVER_PAYMENT",
)

Bulk Create (up to 50 per request)

# Bulk order control numbers
result = client.billpay.bulk_create_order_numbers([
    {"billAmount": 10000, "billDescription": "Invoice #001", "billPaymentMode": "EXACT"},
    {"billAmount": 20000, "billDescription": "Invoice #002"},
    {"billReference": "MYREF003", "billAmount": 5000},
])
print(result["created"], result["failed"])
print(result["billPayNumbers"])

# Bulk customer control numbers
result = client.billpay.bulk_create_customer_numbers([
    {"customerName": "Alice", "customerPhone": "255712345678", "billAmount": 15000},
    {"customerName": "Bob",   "customerEmail": "[e-mail]"},
])

Manage Existing Numbers

# Query details
details = client.billpay.get_details("55042914871931")

# Update amount, description or payment mode
client.billpay.update_reference(
    "55042914871931",
    amount=120000,
    description="Updated Water Bill",
    payment_mode="EXACT",
)

# Activate / deactivate
client.billpay.update_status("55042914871931", "INACTIVE")
client.billpay.update_status("55042914871931", "ACTIVE")

---

Hosted Links

# Checkout link — customer chooses their payment method
result = client.links.generate_checkout(
    order_id="LINK001",
    order_currency="TZS",
    total_price="15000",
    customer_name="Jane Doe",
    customer_email="[e-mail]",
    customer_phone="255712345678",
    description="Order LINK001",
)
print(result["checkoutLink"])       # redirect customer here

# With itemised order instead of a flat total
result = client.links.generate_checkout(
    order_id="LINK002",
    order_currency="USD",
    order_items=[
        {"name": "Widget A", "price": "25.00", "quantity": 2},
        {"name": "Widget B", "price": "10.00", "quantity": 1},
    ],
)

# Payout link — recipient enters their own bank / mobile details
result = client.links.generate_payout(amount="50000", order_id="POUT001")
print(result["payoutLink"])

---

Account & Exchange

# Account balances
result = client.account.get_balance()
# {"balances": [{"currency": "TZS", "balance": 39700}, {"currency": "USD", "balance": 0}]}
print(result["balances"])

# Transaction statement
statement = client.account.get_statement(
    currency="TZS",
    start_date="2024-01-01",
    end_date="2024-12-31",
)
print(statement["accountDetails"])
print(statement["transactions"])

# Exchange rates
rates = client.exchange.get_rates()                          # all pairs
rates = client.exchange.get_rates(source="USD", target="TZS")  # specific pair
# [{"source": "USD", "target": "TZS", "rate": 2510, "date": "..."}]

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Async Usage

Every method on AsyncClickPesa is the await-able equivalent:

import asyncio
from clickpesa import AsyncClickPesa

async def run_payments():
    async with AsyncClickPesa(
        client_id="YOUR_CLIENT_ID",
        api_key="YOUR_API_KEY",
        sandbox=True,
    ) as client:
        # Run multiple API calls concurrently
        balance, rates = await asyncio.gather(
            client.account.get_balance(),
            client.exchange.get_rates(source="USD"),
        )
        print(balance, rates)

        # Collections
        tx = await client.payments.initiate_ussd_push(
            amount="3000",
            phone="255712345678",
            order_id="ASYNC001",
        )

        # Disbursements
        payout = await client.payouts.create_mobile_money(
            amount=3000,
            phone="255712345678",
            order_id="ASYNC002",
        )

asyncio.run(run_payments())

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Webhook Verification

from clickpesa import WebhookValidator

# In your webhook endpoint (Flask / FastAPI / Django etc.)
def webhook_handler(request):
    is_valid = WebhookValidator.verify(
        payload=request.json,
        signature=request.headers["X-ClickPesa-Signature"],
        checksum_key="YOUR_CHECKSUM_KEY",
    )
    if not is_valid:
        return {"error": "Invalid signature"}, 401

    # Process event ...

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Error Handling

All errors are subclasses of ClickPesaError and carry .status_code and .response:

from clickpesa.exceptions import (
    AuthenticationError,    # 401 — invalid credentials / expired token
    ForbiddenError,         # 403 — feature not enabled on your account
    ValidationError,        # 400 — bad payload
    InsufficientFundsError, # 400 — not enough balance (subclass of ValidationError)
    NotFoundError,          # 404 — resource not found
    ConflictError,          # 409 — duplicate orderReference / billReference
    RateLimitError,         # 429 — payout request already in progress
    ServerError,            # 5xx — ClickPesa server error
    ClickPesaError,         # base class — catches all of the above
)

try:
    client.payments.initiate_ussd_push("5000", "255712345678", "ORD001")

except InsufficientFundsError as e:
    print(f"Not enough balance: {e}")

except ConflictError as e:
    print(f"Order reference already used: {e}")
    print(f"HTTP {e.status_code} — {e.response}")

except ClickPesaError as e:
    print(f"Unexpected API error [{e.status_code}]: {e}")

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Health Check

# Returns True if the API is reachable and credentials are valid
if client.is_healthy():
    print("Connected to ClickPesa")
else:
    print("API unreachable or credentials invalid")

# Async equivalent
healthy = await client.is_healthy()

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Development

git clone https://github.com/JAXPARROW/clickpesa-python-sdk
cd clickpesa-python-sdk

# Install with dev dependencies
pip install -e ".[dev]"

# Run tests
pytest

# Run tests with coverage
pytest --cov=clickpesa --cov-report=term-missing

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License

MIT — see LICENSE for details.