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A deterministic college cost projection and savings planning engine

Project description

collegeplan

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A pure-Python, zero-dependency college cost projection and savings planning engine.

Install

pip install collegeplan

Quick Start

from collegeplan import (
    Child, Assumptions, project_child_plan,
    make_private_school_profile,
)

child = Child(
    name="Alice",
    current_age=5,
    cost_profile=make_private_school_profile(),  # $65k, 5% growth
    start_age=18,
    attendance_years=4,
    current_529_balance=25_000,
    annual_contribution=6_000,
)
assumptions = Assumptions(expected_return_nominal=0.07, general_inflation=0.03)

result = project_child_plan(child, assumptions)
print(f"Total cost: ${result.projected_total_cost:,.0f}")
print(f"Funded: {result.funded_ratio:.1%}")

Documentation

Full documentation is available at engineerinvestor.github.io/collegeplan.

Development

pip install -e ".[dev]"
pytest
pytest --cov=collegeplan
ruff check src/ tests/
mypy src/collegeplan/

License

Apache 2.0. See LICENSE for details.

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