django-payments-tr 0.6.0

Payment processing for Django with Turkey-specific features (iyzico, Stripe, EFT, KDV)

django-payments-tr

Payment processing for Django with Turkey-specific features.

Features

• Provider Abstraction: Unified interface for multiple payment gateways (iyzico, Stripe)
• Turkey-Specific Utilities:
  • KDV (VAT) calculation with current Turkish rates
  • TC Kimlik No validation
  • Turkish IBAN validation
  • VKN (Tax Number) validation
  • Turkish phone number validation
• EFT Payment Workflow: Complete EFT payment handling with admin approval
• Django Integration: Admin mixins, model mixins, DRF serializers

Installation

# Basic installation
pip install django-payments-tr

# With iyzico support
pip install django-payments-tr[iyzico]

# With Stripe support
pip install django-payments-tr[stripe]

# With both providers
pip install django-payments-tr[all]

Quick Start

1. Add to INSTALLED_APPS

INSTALLED_APPS = [
    # ...
    "payments_tr",
]

2. Configure Payment Provider

# settings.py
PAYMENT_PROVIDER = "iyzico"  # or "stripe"

# For iyzico
IYZICO_API_KEY = "your-api-key"
IYZICO_SECRET_KEY = "your-secret-key"
IYZICO_BASE_URL = "api.iyzipay.com"  # or sandbox-api.iyzipay.com

# For Stripe
STRIPE_SECRET_KEY = "sk_live_..."
STRIPE_WEBHOOK_SECRET = "whsec_..."

3. Use the Provider

from payments_tr import get_payment_provider

# Get configured provider
provider = get_payment_provider()

# Create a payment
result = provider.create_payment(
    payment,
    callback_url="https://example.com/callback",
    buyer_info={
        "email": "[e-mail]",
        "name": "John",
        "surname": "Doe",
    }
)

if result.success:
    # For iyzico: redirect to checkout
    redirect(result.checkout_url)
    # For Stripe: send client_secret to frontend
    return {"client_secret": result.client_secret}

Turkey-Specific Utilities

KDV (VAT) Calculation

from payments_tr.tax import KDVRate, calculate_kdv, amount_with_kdv, extract_kdv

# Calculate KDV
kdv = calculate_kdv(10000)  # 2000 (20% of 100 TRY)
kdv = calculate_kdv(10000, KDVRate.REDUCED)  # 1000 (10%)

# Calculate gross amount
gross = amount_with_kdv(10000)  # 12000 (100 TRY + 20% KDV)

# Extract net and KDV from gross
net, kdv = extract_kdv(12000)  # (10000, 2000)

Validation

from payments_tr.validation import (
    validate_tckn,
    validate_iban_tr,
    validate_vkn,
    validate_phone_tr,
    format_phone,
)

# TC Kimlik No
if validate_tckn("10000000146"):
    print("Valid TC Kimlik No")

# Turkish IBAN
if validate_iban_tr("TR330006100519786457841326"):
    print("Valid Turkish IBAN")

# Phone formatting
formatted = format_phone("5551234567")  # "[phone]"

EFT Payment Workflow

Add EFT Fields to Your Model

from django.db import models
from payments_tr.eft import EFTPaymentFieldsMixin

class Payment(EFTPaymentFieldsMixin, models.Model):
    amount = models.IntegerField()
    # ... your other fields

    def confirm(self):
        # Your confirmation logic
        pass

Admin Integration

from django.contrib import admin
from payments_tr.eft import EFTPaymentAdminMixin

@admin.register(Payment)
class PaymentAdmin(EFTPaymentAdminMixin, admin.ModelAdmin):
    list_display = ['id', 'amount', 'eft_status_display']
    # Adds approve/reject actions automatically

EFT Approval Service

from payments_tr.eft import EFTApprovalService

service = EFTApprovalService()

# Approve a payment
result = service.approve_payment(payment, admin_user)

# Reject with reason
result = service.reject_payment(payment, admin_user, reason="Invalid receipt")

Provider Abstraction

Using Multiple Providers

from payments_tr import get_payment_provider

# Get default (from settings)
provider = get_payment_provider()

# Get specific provider by name
iyzico = get_payment_provider("iyzico")
stripe = get_payment_provider("stripe")

Per-Country Provider Selection

For multi-country deployments, configure different providers per country:

# settings.py
PAYMENT_PROVIDERS_BY_COUNTRY = {
    "TR": "iyzico",   # Turkey uses iyzico
    "US": "stripe",   # USA uses Stripe
    "GB": "stripe",   # UK uses Stripe
    "BR": "pagarme",  # Brazil uses local provider (when implemented)
}
PAYMENT_PROVIDER = "stripe"  # Default fallback for unconfigured countries

from payments_tr import get_payment_provider

# Get provider based on user's country
provider = get_payment_provider(country_code="TR")  # Returns iyzico
provider = get_payment_provider(country_code="US")  # Returns Stripe
provider = get_payment_provider(country_code="XX")  # Falls back to default (Stripe)

# Explicit provider name overrides country
provider = get_payment_provider(name="stripe", country_code="TR")  # Returns Stripe

Helper Functions

from payments_tr import (
    get_provider_for_country,
    get_provider_name,
    get_supported_countries,
    get_available_providers,
    is_iyzico_enabled,
    is_stripe_enabled,
)

# Get provider name for a country
get_provider_for_country("TR")  # "iyzico"
get_provider_for_country("XX")  # "stripe" (default)

# Get provider name (with optional country)
get_provider_name()             # "stripe" (default)
get_provider_name("TR")         # "iyzico"

# Get all configured country mappings
get_supported_countries()       # {"TR": "iyzico", "US": "stripe", ...}

# Get all registered providers
get_available_providers()       # ["stripe", "iyzico"]

# Check which provider is active
is_iyzico_enabled()             # False (checking default)
is_iyzico_enabled("TR")         # True
is_stripe_enabled("US")         # True

Creating Custom Providers

from payments_tr import PaymentProvider, PaymentResult, register_provider

class PayTRProvider(PaymentProvider):
    provider_name = "paytr"

    def create_payment(self, payment, **kwargs):
        # Your implementation
        return PaymentResult(success=True, ...)

    def confirm_payment(self, provider_payment_id):
        return PaymentResult(success=True, ...)

    def create_refund(self, payment, amount=None, reason="", **kwargs):
        return RefundResult(success=True, ...)

    def handle_webhook(self, payload, signature=None, **kwargs):
        return WebhookResult(success=True, ...)

    def get_payment_status(self, provider_payment_id):
        return "succeeded"

# Register your provider
register_provider("paytr", PayTRProvider)

Marketplace (sub-merchant) payments

For marketplace apps that need to split each basket item between the platform and a seller, django-payments-tr v0.5.0+ ships first-class support for Iyzico's marketplace flow ("işyeri gelir paylaşımı"). See docs/marketplace.md for the full walkthrough.

Register a sub-merchant once

from payments_tr.providers.iyzico import SubMerchantClient, SubMerchantType

client = SubMerchantClient()
resp = client.create(
    external_id="station-42",
    sub_merchant_type=SubMerchantType.LIMITED_OR_JOINT_STOCK_COMPANY,
    legal_company_title="Acme Print AŞ",
    contact_name="Aslı",
    contact_surname="Yılmaz",
    email="[e-mail]",
    gsm_number="[phone]",
    iban="TR330006100519786457841326",   # validated via validate_iban_tr
    tax_office="Beşiktaş",
    tax_number="1234567890",             # validated via validate_vkn
)
seller.iyzico_sub_merchant_key = resp.sub_merchant_key

The AbstractSubMerchantOwner model mixin provides ready-made storage fields and a clean() validator:

from payments_tr.providers.iyzico.models import AbstractSubMerchantOwner

class PrintStation(AbstractSubMerchantOwner):
    owner = models.ForeignKey(User, on_delete=models.CASCADE)
    name = models.CharField(max_length=200)

Create a marketplace payment

A multi-file order routed to a single seller (typical print-shop flow):

basket_items = [
    {
        "id": str(f.id),
        "name": f.original_filename[:100],
        "category1": "Baskı Hizmeti",
        "itemType": "PHYSICAL",
        "price": str(f.subtotal),
        "subMerchantKey": order.station.iyzico_sub_merchant_key,
        "subMerchantPrice": str(f.station_earnings),  # platform commission deducted
    }
    for f in order.files.all()
]

result = provider.create_payment(
    payment,
    callback_url="https://example.com/callback/",
    buyer_info={"email": "[e-mail]", ...},
    basket_items=basket_items,
    marketplace=True,            # strict: every item must be sub-merchant routed
)

Mixed baskets (some marketplace, some platform-only) are accepted when you omit marketplace=True — Iyzico keeps full revenue on the unrouted items.

Refund a single item's seller share

provider.create_refund(
    payment,
    amount=item.sub_merchant_price * 100,            # kuruş
    payment_transaction_id=item.payment_transaction_id,
    ip_address=request.META["REMOTE_ADDR"],
)

Without payment_transaction_id the refund targets the order-level payment id — same behaviour as non-marketplace refunds.

DRF Serializers

from payments_tr.contrib.serializers import (
    PaymentIntentCreateSerializer,
    PaymentResultSerializer,
    EFTPaymentCreateSerializer,
)

class PaymentViewSet(viewsets.ModelViewSet):
    @action(detail=True, methods=['post'])
    def create_intent(self, request, pk=None):
        serializer = PaymentIntentCreateSerializer(data=request.data)
        serializer.is_valid(raise_exception=True)

        provider = get_payment_provider()
        result = provider.create_payment(
            self.get_object(),
            **serializer.validated_data
        )

        return Response(PaymentResultSerializer(result.to_dict()).data)

Architecture

This package provides a complete payment solution with embedded provider clients:

┌───────────────────────────────────────────────────────────────────┐
│                      django-payments-tr                           │
│  ┌─────────────────────────────────────────────────────────────┐  │
│  │  Provider Abstraction Layer                                  │  │
│  │  - PaymentProvider abstract base class                       │  │
│  │  - PaymentResult, RefundResult, WebhookResult               │  │
│  │  - Per-country provider selection                            │  │
│  └─────────────────────────────────────────────────────────────┘  │
│  ┌─────────────────────────────────────────────────────────────┐  │
│  │  Turkey-Specific Features                                    │  │
│  │  - KDV (VAT) calculation                                     │  │
│  │  - TCKN, IBAN, VKN validation                               │  │
│  │  - EFT payment workflow                                      │  │
│  └─────────────────────────────────────────────────────────────┘  │
│  ┌────────────────────────┐    ┌────────────────────────┐        │
│  │  IyzicoClient          │    │  StripeProvider        │        │
│  │  (embedded)            │    │                        │        │
│  │  - Checkout forms      │    │  - PaymentIntent       │        │
│  │  - 3D Secure           │    │  - Webhooks            │        │
│  │  - Installments        │    │  - Refunds             │        │
│  │  - Subscriptions       │    │  - Subscriptions       │        │
│  │  - Card storage        │    │                        │        │
│  └───────────┬────────────┘    └───────────┬────────────┘        │
└──────────────┼─────────────────────────────┼─────────────────────┘
               ▼                             ▼
      ┌─────────────────┐           ┌─────────────────┐
      │    iyzipay      │           │     stripe      │
      │  (Python SDK)   │           │  (Python SDK)   │
      └─────────────────┘           └─────────────────┘

Note: The iyzico client is fully embedded in this package. You don't need a separate django-iyzico installation.

Low-Level iyzico Client

For advanced use cases, you can access the embedded IyzicoClient directly:

from payments_tr.providers.iyzico import get_client, IyzicoClient

# Get a configured client (uses Django settings)
client = get_client()

# Or create with explicit settings
client = IyzicoClient(
    api_key="your-api-key",
    secret_key="your-secret-key",
    base_url="https://sandbox-api.iyzipay.com"
)

# Create checkout form
response = client.create_checkout_form(
    order_data={
        "locale": "tr",
        "conversationId": "123456",
        "price": "100.00",
        "paidPrice": "100.00",
        "currency": "TRY",
        "basketId": "B123",
        "paymentGroup": "PRODUCT",
    },
    buyer={
        "id": "BY789",
        "name": "John",
        "surname": "Doe",
        "email": "[e-mail]",
        "gsmNumber": "[phone]",
        "identityNumber": "11111111111",
        "registrationAddress": "Istanbul, Turkey",
        "city": "Istanbul",
        "country": "Turkey",
        "ip": "85.34.78.112",
    },
    billing_address={
        "contactName": "John Doe",
        "city": "Istanbul",
        "country": "Turkey",
        "address": "Istanbul, Turkey",
    },
    basket_items=[
        {
            "id": "ITEM1",
            "name": "Product Name",
            "category1": "Category",
            "itemType": "PHYSICAL",
            "price": "100.00",
        }
    ],
    callback_url="https://example.com/callback",
)

# Retrieve checkout form result (after callback)
result = client.retrieve_checkout_form(token)

# Process refund
refund_response = client.refund_payment(
    payment_id="12345678",
    ip_address="85.34.78.112",
    amount=Decimal("50.00"),  # Partial refund
    reason="Customer request",
)

iyzico Client Features

The embedded client supports:

Feature	Method
Checkout Form	create_checkout_form(), retrieve_checkout_form()
3D Secure	Automatic with checkout forms
Refunds	refund_payment() (full and partial)
Installments	get_installment_info()
Card Storage	create_card(), delete_card()
BIN Lookup	retrieve_bin_number()
Subscriptions	payments_tr.providers.iyzico.subscriptions module

iyzico Model Mixin

For Django models with iyzico-specific fields:

from django.db import models
from payments_tr.providers.iyzico.models import AbstractIyzicoPayment

class Payment(AbstractIyzicoPayment):
    """Payment model with iyzico fields pre-configured."""
    user = models.ForeignKey("auth.User", on_delete=models.CASCADE)
    description = models.TextField(blank=True)

    # AbstractIyzicoPayment provides:
    # - iyzico_token
    # - iyzico_conversation_id
    # - iyzico_payment_id
    # - status, amount, currency fields
    # - QuerySet methods for filtering by status

Configuration Reference

# settings.py

# Default payment provider (used when no country match)
PAYMENT_PROVIDER = "stripe"  # or "iyzico"

# Per-country provider mapping (optional)
PAYMENT_PROVIDERS_BY_COUNTRY = {
    "TR": "iyzico",   # Turkey uses iyzico
    "US": "stripe",   # USA uses Stripe
    "GB": "stripe",   # UK uses Stripe
}

# iyzico settings
IYZICO_API_KEY = "..."
IYZICO_SECRET_KEY = "..."
IYZICO_BASE_URL = "api.iyzipay.com"

# Stripe settings
STRIPE_SECRET_KEY = "sk_..."
STRIPE_PUBLISHABLE_KEY = "pk_..."
STRIPE_WEBHOOK_SECRET = "whsec_..."

Data Processing & Sub-processors

This section documents which personal data leaves your application when you use django-payments-tr, where it goes, and under what legal transfer mechanism. Downstream integrators must reflect these flows in their own RoPA (Records of Processing Activities under GDPR Art. 30 / KVKK Art. 16) and Privacy Notices. This is informational — it does not constitute legal advice.

Sub-processor: Iyzico (Türkiye)

Operating entity: Iyzi Ödeme ve Elektronik Para Hizmetleri A.Ş. (BDDK-licensed payment institution, registered in Türkiye).

Data sent on every payment / checkout-form call:

• Buyer email
• Buyer first name + last name
• Buyer phone (gsmNumber) when available
• Buyer Turkish identity number (TCKN) — mandatory for Turkish cardholder transactions
• Buyer registration address, city, country
• Buyer IP address (subject to IYZICO_STRICT_IP_VALIDATION)
• Order amount, currency, basket items (id, name, category, price)
• For marketplace flows: sub-merchant key + per-item revenue split

Data sent on sub-merchant onboarding (marketplace mode only):

• Seller IBAN (validated client-side via validate_iban_tr)
• Seller TCKN for PERSONAL type, or VKN + tax office + legal company title for PRIVATE_COMPANY / LIMITED_OR_JOINT_STOCK_COMPANY types

Transfer mechanism: Türkiye does not have an EU adequacy decision under GDPR Art. 45. EU-based controllers must rely on Standard Contractual Clauses (Art. 46) plus a Transfer Impact Assessment. Iyzico's data-processing addendum is available on request from Iyzico directly. KVKK-only deployments do not need an SCC because data stays within Türkiye.

Sub-processor: Stripe

Operating entity: Stripe Payments Europe Ltd. (Ireland) for EU customers; Stripe, Inc. (US) for global customers. Routing depends on your Stripe account configuration.

Data sent on every payment:

• Buyer email
• Order amount, currency, payment metadata you supply
• Card data — collected client-side via Stripe.js / Stripe Elements and tokenised before it ever touches your server. The host application never sees the PAN, expiry, or CVV.

Transfer mechanism: Stripe's standard DPA (covers SCCs for EU→US transfers via Stripe, Inc.). Available at https://stripe.com/legal/dpa.

What stays in your database

The library writes to your tables (not Iyzico's / Stripe's) the following payment-related fields. These are under your sole controllership:

• Provider name, provider transaction id, idempotency key
• Amount, currency, status (pending / success / failed / refunded)
• Buyer email and a hash / reference to the buyer user
• Webhook event records (for replay protection — see WebhookEvent in SECURITY.md)
• For EFT: bank reference, approval audit trail
• For marketplace: sub-merchant external id and key (no IBAN / TCKN unless your seller model opts in via AbstractSubMerchantOwner)

We do not store: full card numbers, CVV, magnetic-stripe data, or any data that would put your application in PCI DSS scope. The PaymentMethod model intentionally stores only Iyzico's tokenised references (card_token, card_user_key, last 4 digits, expiry).

Log retention

Payment records contain identifiers and email addresses, which are personal data under GDPR / KVKK. Old records must be purged on a defined schedule. Use the bundled management command:

# Keep successful payments for 7 years (TR commercial-code retention),
# purge failures after 90 days. Schedule via cron / Celery beat.
python manage.py cleanup_old_payments \
    --keep-successful 2555 \
    --keep-failed 90

See SECURITY.md → "Data retention" for the full rationale and jurisdiction-specific values.

Development

# Clone the repo
git clone https://github.com/aladagemre/django-payments-tr
cd django-payments-tr

# Install dependencies
pip install -e ".[dev]"

# Run tests
pytest

# Run linting
ruff check .

# Run type checking
mypy src

License

MIT License - see LICENSE for details.

Contributing

Contributions are welcome! Please read our Contributing Guide for details.

Related Projects

• django-iyzico - The iyzico client is now embedded in django-payments-tr. The standalone package is deprecated in favor of this unified solution.