easyenrichment — Transaction Enrichment API for Python

The best Plaid Enrich alternative, Ntropy alternative, and Mastercard Ethoca alternative for transaction enrichment. Enrich raw bank transaction descriptions with merchant name, logo, category, subscription detection, and more — powered by AI.

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What is Transaction Enrichment?

Transaction enrichment (also called transaction categorization, merchant identification, or payment data enrichment) is the process of transforming raw, cryptic bank transaction descriptions like AMZN Mktp US*RT5KN1Y24 into clean, structured data:

Raw Description	Merchant Name	Category	Logo	Subscription
AMZN Mktp US*RT5KN1Y24	Amazon	Shopping	✅	No
NETFLIX.COM 8662458999	Netflix	Entertainment	✅	Yes
UBER *EATS PENDING	Uber Eats	Food & Dining	✅	No
APPLE.COM/BILL	Apple	Technology	✅	Yes
SQ *BLUE BOTTLE COFFEE	Blue Bottle Coffee	Coffee Shops	✅	No

The Easy Enrichment API provides best-in-class transaction enrichment at a fraction of the cost of Plaid Enrich, Ntropy, or Mastercard Ethoca. Built on advanced AI models including Claude, it delivers industry-leading accuracy for merchant name extraction, transaction categorization, logo identification, subscription detection, and more.

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Installation

pip

pip install easyenrichment

Poetry

poetry add easyenrichment

Pipenv

pipenv install easyenrichment

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Quick Start

from easyenrichment import EasyEnrichment

# Initialize the client with your API key
client = EasyEnrichment("your-api-key")

# Enrich a single transaction
result = client.enrich("AMZN Mktp US*RT5KN1Y24")

print(result["data"]["merchant_name"])    # "Amazon"
print(result["data"]["category"])         # "Shopping"
print(result["data"]["logo_url"])         # "https://logo.easyenrichment.com/amazon.com"
print(result["data"]["is_subscription"])  # False
print(result["data"]["website"])          # "https://amazon.com"

Get your API key at easyenrichment.com.

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Features

Feature	Description
Merchant Name Extraction	Clean, normalized merchant names from messy bank descriptions
Transaction Categorization	Accurate spending categories and subcategories
Merchant Logos	High-quality merchant logo URLs for beautiful UIs
Subscription Detection	Automatically detect recurring subscriptions and memberships
Website Identification	Merchant website URLs
MCC Code Lookup	Merchant Category Codes for every transaction
Carbon Footprint	Estimated CO2 emissions per transaction
Batch Processing	Enrich up to 100 transactions in a single API call
Confidence Scores	Know how confident the AI is in each enrichment

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Usage Examples

Single Transaction Enrichment

from easyenrichment import EasyEnrichment

client = EasyEnrichment("your-api-key")

result = client.enrich("SPOTIFY P2C4B8F7E2 STOCKHOLM")
data = result["data"]

print(f"Merchant: {data['merchant_name']}")      # "Spotify"
print(f"Category: {data['category']}")            # "Entertainment"
print(f"Subcategory: {data['subcategory']}")      # "Music & Audio"
print(f"Logo: {data['logo_url']}")                # "https://logo.easyenrichment.com/spotify.com"
print(f"Subscription: {data['is_subscription']}") # True
print(f"Website: {data['website']}")              # "https://spotify.com"
print(f"Confidence: {data['confidence']}")         # 0.98

Batch Enrichment

Process up to 100 transactions at once for maximum efficiency:

from easyenrichment import EasyEnrichment

client = EasyEnrichment("your-api-key")

transactions = [
    "NETFLIX.COM 8662458999",
    "UBER *EATS PENDING",
    "AMZN Mktp US*RT5KN1Y24",
    "APPLE.COM/BILL",
    "SQ *BLUE BOTTLE COFFEE",
    "GOOGLE *YouTube Premium",
    "TST* Sweetgreen",
    "COSTCO WHSE #0482",
]

result = client.enrich_batch(transactions)

for item in result["data"]:
    print(f"{item['merchant_name']:20s} | {item['category']:20s} | Sub: {item['is_subscription']}")

Output:

Netflix              | Entertainment        | Sub: True
Uber Eats            | Food & Dining        | Sub: False
Amazon               | Shopping             | Sub: False
Apple                | Technology           | Sub: True
Blue Bottle Coffee   | Coffee Shops         | Sub: False
YouTube Premium      | Entertainment        | Sub: True
Sweetgreen           | Food & Dining        | Sub: False
Costco               | Shopping             | Sub: False

Subscription Detection

Identify recurring subscriptions in your users' bank transactions:

from easyenrichment import EasyEnrichment

client = EasyEnrichment("your-api-key")

transactions = [
    "NETFLIX.COM 8662458999",
    "SPOTIFY P2C4B8F7E2",
    "APPLE.COM/BILL",
    "GOOGLE *YouTube Premium",
    "AMZN Mktp US*RT5KN1Y24",
    "UBER *EATS PENDING",
]

result = client.enrich_batch(transactions)

subscriptions = [t for t in result["data"] if t.get("is_subscription")]
print(f"Found {len(subscriptions)} subscriptions:")
for sub in subscriptions:
    print(f"  - {sub['merchant_name']} ({sub['category']})")

Merchant Logos

Display beautiful merchant logos in your fintech app:

from easyenrichment import EasyEnrichment

client = EasyEnrichment("your-api-key")

result = client.enrich("STARBUCKS STORE 12345")
logo_url = result["data"]["logo_url"]
# Use logo_url in your UI: "https://logo.easyenrichment.com/starbucks.com"

Expense Categorization

Build expense reports and spending analytics:

from collections import defaultdict
from easyenrichment import EasyEnrichment

client = EasyEnrichment("your-api-key")

transactions = [
    "UBER *TRIP",
    "AMZN Mktp US*RT5KN1Y24",
    "WHOLE FOODS MKT",
    "SHELL OIL 57444",
    "NETFLIX.COM",
    "CVS/PHARMACY",
]

result = client.enrich_batch(transactions)

by_category = defaultdict(list)
for item in result["data"]:
    by_category[item["category"]].append(item["merchant_name"])

for category, merchants in sorted(by_category.items()):
    print(f"\n{category}:")
    for m in merchants:
        print(f"  - {m}")

Check Usage & Balance

from easyenrichment import EasyEnrichment

client = EasyEnrichment("your-api-key")

# Check API usage
usage = client.usage()
print(f"Requests used: {usage['requests_used']} / {usage['requests_limit']}")

# Check account balance
balance = client.balance()
print(f"Balance: ${balance['balance']:.2f} {balance['currency']}")

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Response Fields

Field	Type	Description	Example
merchant_name	str	Clean merchant name	"Amazon"
category	str	Spending category	"Shopping"
subcategory	str	Specific subcategory	"Electronics"
logo_url	str	Merchant logo URL	"https://logo.easyenrichment.com/amazon.com"
website	str	Merchant website	"https://amazon.com"
is_subscription	bool	Recurring subscription flag	True
merchant_type	str	online / brick_and_mortar	"online"
confidence	float	Enrichment confidence (0-1)	0.97
mcc_code	str	Merchant Category Code	"5411"
carbon_footprint	float	Estimated CO2 in kg	2.5
original_description	str	Original input string	"AMZN Mktp US*RT5KN1Y24"

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Error Handling

from easyenrichment import EasyEnrichment, EasyEnrichmentError

client = EasyEnrichment("your-api-key")

try:
    result = client.enrich("AMZN Mktp US*RT5KN1Y24")
    print(result["data"]["merchant_name"])
except EasyEnrichmentError as e:
    print(f"Error: {e.message}")
    print(f"Code: {e.code}")      # e.g., "INVALID_API_KEY"
    print(f"Status: {e.status}")  # e.g., 401

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Comparison: Easy Enrichment vs Plaid Enrich vs Ntropy vs Mastercard Ethoca

Looking for a Plaid Enrich alternative or Ntropy alternative? Here is how Easy Enrichment compares:

Feature	Easy Enrichment	Plaid Enrich	Ntropy	Mastercard Ethoca	Visa Merchant Search
Merchant Name	✅	✅	✅	✅	✅
Category	✅	✅	✅	❌	❌
Merchant Logo	✅	✅	❌	✅	❌
Subscription Detection	✅	❌	✅	❌	❌
Carbon Footprint	✅	❌	❌	❌	❌
MCC Code	✅	✅	✅	✅	✅
Website	✅	✅	❌	❌	❌
Confidence Score	✅	✅	✅	❌	❌
Batch API	✅ (100/req)	✅	✅	❌	❌
Starting Price	$0.01/req	$0.02/req	Custom	Custom	Custom
Free Tier	✅ 100 free	❌	❌	❌	❌
Self-Serve Signup	✅ Instant	❌ Sales call	❌ Sales call	❌ Enterprise	❌ Enterprise
Python SDK	✅	✅	✅	❌	❌
AI-Powered	✅ Claude AI	Unknown	✅	❌	❌

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Why Developers Choose Easy Enrichment over Plaid Enrich

1. Half the price — Easy Enrichment starts at $0.01/request vs Plaid Enrich at $0.02/request. Volume discounts bring it down even further.

2. Instant self-serve signup — Get your API key in seconds. No sales calls, no contracts, no minimum commitments. Just sign up at easyenrichment.com and start enriching.

3. More data fields — Subscription detection, carbon footprint estimation, and confidence scores come standard. Plaid Enrich charges extra or doesn't offer these at all.

4. Built on Claude AI — Easy Enrichment is powered by Anthropic's Claude AI, delivering best-in-class accuracy for merchant name extraction and transaction categorization.

5. Simple integration — A clean, modern Python SDK with full type hints. Install with pip and start enriching in under 5 minutes.

6. No Plaid dependency — Use Easy Enrichment standalone. You don't need Plaid Link, Plaid Auth, or any other Plaid product. Works with any bank transaction data from any source.

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Pricing

Tier	Price per Request	Included Requests	Best For
Free	$0.00	100 requests	Testing & evaluation
Pay-as-you-go	$0.01	Unlimited	Startups & small apps
Volume	From $0.005	100,000+ / month	Growth-stage fintech
Enterprise	Custom	Unlimited	Banks & large platforms

See full pricing at easyenrichment.com/pricing.

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Use Cases

Personal Finance Apps

Build spending insights, budgets, and financial dashboards with clean merchant data and categories. Replace messy transaction descriptions with merchant names and logos.

Subscription Management

Automatically detect and track recurring subscriptions like Netflix, Spotify, and gym memberships. Help users find and cancel forgotten subscriptions.

Accounting & Bookkeeping

Auto-categorize business expenses for accounting software. Map transactions to tax categories and generate expense reports.

Banking & Neobanks

Enhance the transaction feed in your banking app with merchant logos, clean names, and smart categories. Deliver a premium user experience.

Expense Management

Build corporate expense tracking with automatic categorization. Flag out-of-policy spending and generate compliance reports.

Spending Analytics

Power spending analytics dashboards with enriched transaction data. Show users where their money goes with beautiful charts and breakdowns.

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Links

• Website: easyenrichment.com
• API Documentation: easyenrichment.com/docs
• Dashboard: easyenrichment.com/dashboard
• Pricing: easyenrichment.com/pricing
• GitHub: github.com/AI-Factory-Dev/easyenrichment-api
• npm Package: npmjs.com/package/easyenrichment
• PyPI Package: pypi.org/project/easyenrichment
• Email: hello@easyenrichment.com

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License

MIT -- see LICENSE for details.

Copyright (c) 2025 Easy Enrichment.