fintrack-cli 0.3.16

Personal Finance Tracker CLI - budget planning and expense analysis

FinTrack

Personal Finance Tracker CLI - Budget planning and expense analysis tool.

Features

• Budget Planning: Define income, deductions, fixed expenses, and savings goals
• Transaction Import: Import transactions from CSV with idempotent processing
• Interactive Dashboard: 5-tab HTML dashboard with Plotly charts and range sliders
• Dark/Light Theme: Toggle dashboard theme in workspace configuration
• All-Periods View: Single dashboard with period switcher dropdown
• Savings Coverage: Track if available funds can cover savings gaps
• Expense Analysis: Compare spending against budget with variance analysis
• Flexible Periods: Support for day, week, month, quarter, year, or custom intervals

Installation

pip install fintrack-cli

Quick Start

# Create workspace
fintrack init my_finances
cd my_finances

# Create budget plan in plans/2024-12.yaml
# Import transactions from transactions/*.csv
fintrack import

# View status and generate dashboard
fintrack status
fintrack report

See Quick Start Guide for detailed steps.

Key Concepts

Gross Income
  - Deductions (taxes, social security)
= Net Income
  - Fixed Expenses (rent, utilities, subscriptions)
  - Savings Target
= Disposable Income (money you can actually spend)

Transaction Flags:

• is_deduction: Pre-income deductions (taxes)
• is_fixed: Fixed/recurring expenses (rent)
• is_savings: Savings transfers

Commands

Command	Description
fintrack init <name>	Create new workspace
fintrack validate	Validate configuration
fintrack import [path]	Import CSV transactions
fintrack budget	Show budget projection
fintrack status	Quick spending overview
fintrack analyze	Full analysis with history
fintrack report	Generate HTML dashboard
fintrack list <type>	List transactions/plans/categories

Dashboard

fintrack report generates an interactive HTML dashboard with 5 tabs:

1. Overview - KPIs, Cash Reconciliation, Timeline charts
2. Income & Expenses - Sankey diagram, Category Treemap
3. Savings - Coverage Indicator, Savings vs Target
4. Budget - Budget vs Actual progress bars with variance display
5. Transactions - Filterable table with totals and CSV export

Dashboard Options

# Generate dashboard for current period
fintrack report

# Generate dashboard for specific period
fintrack report --period 2024-11

# Generate all-periods dashboard with period switcher
fintrack report --all

The --all flag creates a single HTML file with a dropdown to switch between all periods.

Dark Theme

Add theme: "dark" to your workspace.yaml:

name: my_finances
base_currency: EUR
interval: month
theme: dark  # Options: light (default), dark

Then regenerate the dashboard: fintrack report

See Dashboard Guide for details.

Documentation

• Quick Start Guide
• Budget Planning Guide
• Dashboard Guide

CSV Format

date,amount,category,description,is_savings,is_deduction,is_fixed
2024-12-01,5000.00,salary,Monthly salary,,,
2024-12-01,-1000.00,tax,Income tax,,true,
2024-12-01,-800.00,housing,Rent,,,true
2024-12-10,-500.00,savings,Savings transfer,true,,
2024-12-15,-45.00,food,Groceries,,,

Notes:

• All amounts in workspace base_currency
• Positive = income, Negative = expense
• Boolean flags: true/false or 1/0

Budget Plan Example

id: "december_2024"
valid_from: "2024-12-01"

gross_income: 5000.00

deductions:
  - name: "income_tax"
    amount: 1000.00

fixed_expenses:
  - name: "rent"
    amount: 800.00
    category: "housing"

savings_rate: 0.20
savings_base: "net_income"

category_budgets:
  - category: "food"
    amount: 400.00

Development

git clone https://github.com/alexeiveselov92/fintrack.git
cd fintrack
pip install -e ".[dev]"
pytest

License

MIT License - see LICENSE file.

Author

Alexei Veselov (@alexeiveselov92)