interchained-usdx 0.1.0

Atomic USDx wallet — Redis-backed balance engine, NowPayments deposits, ITC PSBT withdrawals, OTC rate engine

🪙 interchained-usdx

Atomic, Redis-backed USDx wallet engine for the Interchained ecosystem.
Four independent modules. Zero application-level locks. Battle-tested in production.

---

⚡ The Lore

In the Interchained ecosystem, USDx is the stable settlement layer — minted from real crypto deposits, redeemable for native ITC tokens at a provably-fair OTC rate. It powers creator earnings, node operator rewards, game prize pools, and marketplace settlements.

Every balance mutation — credit, debit, transfer, freeze — executes as a single Redis Lua script. Atomically. No application-level locks. No race conditions. No double-spends. Just raw, nanosecond-precision financial logic running in the kernel of a battle-hardened in-memory database.

This is the engine behind $50k+ in transaction volume and 275+ live users on the Interchained network. Now open-sourced under GPLv3 for any project that demands the same standard.

---

📦 Install

pip install interchained-usdx

---

🗺️ What's inside

Module	Class	What it does
usdx.wallet	USDxWallet	Atomic Redis balance engine — credit / debit / transfer / freeze
usdx.payments	NowPaymentsService	Multi-chain crypto deposit handler via NowPayments (22 coins)
usdx.psbt	PSBTBuilder + ITCRPCClient	ITC blockchain PSBT payout builder, wallet-funded with auto fee estimation
usdx.otc	OTCRateEngine	Dynamic ITC ↔ USDx exchange rate driven by on-chain reserve / circulating supply

All four modules are independently usable — pull only what you need.

---

🏗️ Architecture

┌─────────────────────────────────────────────────────────────┐
│                        Your Application                      │
│                                                             │
│   from usdx import USDxWallet, NowPaymentsService,          │
│                    PSBTBuilder, OTCRateEngine               │
└────────────┬──────────────┬───────────────┬─────────────────┘
             │              │               │
             ▼              ▼               ▼
     ┌──────────────┐ ┌──────────┐ ┌──────────────────┐
     │  USDxWallet  │ │NowPaymts │ │  PSBTBuilder     │
     │  (Lua core)  │ │  (HTTP)  │ │  (ITC RPC)       │
     └──────┬───────┘ └────┬─────┘ └──────┬───────────┘
            │              │              │
     ┌──────▼──────────────▼──────┐      │
     │          Redis 6+           │      │
     │  (atomic Lua scripts run    │      │
     │   inside the server,        │      │
     │   no app-level locks)       │      ▼
     └─────────────────────────────┘  ITC Node RPC
                                      (PSBT payouts)

---

🚀 Quick start

1 — Balance engine

import asyncio
import redis.asyncio as aioredis
from usdx import USDxWallet, InsufficientBalance, AccountFrozen

async def main():
    r = aioredis.from_url("redis://localhost:6379/0")
    wallet = USDxWallet(r)

    # ── Credit ───────────────────────────────────────────────
    tx = await wallet.credit("alice", 20.74, description="Welcome bonus", tx_type="bonus")
    print(tx.balance_after)   # 20.74

    # Premium creators get a 1.5× earnings multiplier
    tx = await wallet.credit("alice", 10.00, multiplier=1.5, description="Article view")
    print(tx.amount)          # 15.0  ← applied inside the Lua script

    # ── Debit ────────────────────────────────────────────────
    try:
        tx = await wallet.debit("alice", 3.99, description="Monthly subscription")
    except InsufficientBalance:
        print("Not enough funds")
    except AccountFrozen:
        print("Account is locked (fraud protection)")

    # ── Atomic transfer (single Lua round-trip) ───────────────
    debit_tx, credit_tx = await wallet.transfer("alice", "bob", 5.00, description="Tip")

    # ── Account snapshot ─────────────────────────────────────
    info = await wallet.get_info("alice")
    print(info.balance, info.total_credited, info.is_frozen)

    # ── Full transaction history ──────────────────────────────
    history = await wallet.get_history("alice", limit=10)
    for tx in history:
        print(f"{tx.direction:6s}  {tx.amount:8.2f}  {tx.description}")

    # ── Fraud protection ─────────────────────────────────────
    await wallet.freeze("alice")    # blocks all outgoing transfers
    await wallet.unfreeze("alice")  # restores full access

asyncio.run(main())

2 — Custom Redis namespace

# Isolate keys per application / environment
wallet = USDxWallet(r, key_prefix="myapp:balance:", tx_prefix="myapp:tx:")

---

3 — NowPayments deposits

Accept 22 cryptocurrencies — BTC, ETH, USDT, TRX, BNB, XRP, DOGE, LTC, AVAX, and more.

from usdx import NowPaymentsService, USDxWallet

wallet = USDxWallet(redis_client)

async def on_confirmed(username: str, amount: float, currency: str, payment_id: str) -> bool:
    """Called automatically when a crypto payment reaches 'finished' status."""
    await wallet.credit(
        username, amount,
        description=f"Deposit via {currency.upper()}",
        tx_type="deposit",
        metadata={"payment_id": payment_id, "currency": currency},
    )
    return True  # return False to mark as failed without consuming idempotency token

svc = NowPaymentsService(
    redis_client,
    api_key="YOUR_NOWPAYMENTS_API_KEY",
    on_confirmed=on_confirmed,
    success_url="https://yourapp.com/wallet?status=success",
    cancel_url="https://yourapp.com/wallet?status=cancelled",
    namespace="myapp",       # Redis key namespace — keeps keys isolated
    order_prefix="myapp",    # Prefix in NowPayments order_id field
)

# Create a deposit invoice — redirect the user to payment_url
invoice = await svc.create_deposit_invoice("alice", 25.00, "usdttrc20")
print(invoice["payment_url"])     # → https://nowpayments.io/payment/...

# Check a payment's current status
status = await svc.check_payment_status(payment_id)
print(status["status"])           # "waiting" | "confirming" | "finished" | "failed"

# Handle an IPN webhook (wire this into your web framework)
await svc.handle_ipn_callback(ipn_payload)

# Manually trigger processing (idempotent — safe to call multiple times)
result = await svc.process_completed_payment(payment_id)

---

4 — PSBT withdrawals (ITC blockchain)

Build, sign, and broadcast multi-output ITC payouts — wallet-funded, with automatic fee estimation.

from usdx import ITCRPCClient, PSBTBuilder, PSBTError

rpc = ITCRPCClient(
    rpc_url="http://127.0.0.1:8332",
    wallet_name="hot-wallet",
    username="rpcuser",
    password="rpcpass",
    fallback_fee=10.0,      # sat/byte fallback if estimatesmartfee fails
)
builder = PSBTBuilder(rpc, conf_target=6)   # target 6-block confirmation

# Build a batch payout — as many recipients as you need
payouts = [
    {"address": "itc1qrecipient1...", "amount": 12.50},
    {"address": "itc1qrecipient2...", "amount":  7.25},
    {"address": "itc1qrecipient3...", "amount": 42.00},
]

tx_hex, info = await builder.create_payout(payouts)
print(f"Total payout : {info['total_payout']:.4f} ITC")
print(f"Network fee  : {info['fee']:.4f} ITC")
print(f"Est. size    : {info['estimated_size']} bytes")

txid = await builder.broadcast(tx_hex)
print(f"Broadcast txid: {txid}")

---

5 — OTC rate engine

Drive a dynamic ITC ↔ USDx exchange rate from on-chain reserve and circulating supply.

from usdx import OTCRateEngine

engine = OTCRateEngine(
    redis_client,
    default_itc_reserve=10_000.0,   # initial ITC in the treasury reserve
    default_usdx_supply=1_000.0,    # initial USDx in circulation
)
await engine.initialize()           # seeds defaults on first run, no-op after

# Read the current rate
rate = await engine.get_rate()      # ITC per 1 USDx (e.g. 10.5)

# Update the reserve after a user deposits crypto
await engine.increment_supply(25.0, source="alice_deposit")
await engine.decrement_itc_reserve(12.5, source="alice_withdrawal")

# Full treasury snapshot
stats = await engine.get_stats()
# {
#   "itc_reserve":   9987.5,
#   "usdx_supply":   1025.0,
#   "current_rate":  9.74,
#   "paused":        False,
#   "last_updated":  "2026-06-12T14:30:00Z"
# }

---

🔑 Redis key layout

Every key prefix is configurable at construction time.

usdx:balance:{user_id}           → HASH   balance / total_credited / total_debited / is_frozen / created_at / last_updated
usdx:tx:{user_id}                → ZSET   JSON transaction records, score = UTC timestamp (ms)
usdx:otc:itc_reserve             → STRING ITC reserve amount
usdx:otc:usdx_supply             → STRING circulating USDx supply
usdx:otc:rate_history            → ZSET   historical rate snapshots
usdx:payment:invoice:{id}        → HASH   NowPayments invoice state
usdx:payment:user:{u}:invoices   → ZSET   per-user invoice index

---

⚛️ Atomicity guarantee

Every state-changing wallet operation is a single EVAL call — no multi-exec, no application-level locks, no read-modify-write round trips.

credit(user, 10.00)
  └─► EVAL _LUA_CREDIT  ──► Redis executes atomically:
                                HINCRBYFLOAT balance
                                HINCRBYFLOAT total_credited
                                HSET last_updated
                              ◄── returns [new_balance]

If Redis crashes mid-operation: the script either ran fully or not at all. If two processes call debit simultaneously: one wins, the other gets INSUFFICIENT_BALANCE. No coordination required between workers.

---

🧪 Tests

pip install -e ".[dev]"   # installs pytest, fakeredis, lupa, ruff, mypy
pytest                    # 24 tests — all green
ruff check usdx/          # linting
mypy usdx/                # strict type-checking

Note: lupa (Lua runtime) is required for fakeredis to execute EVAL in tests. It is listed in [dev] extras and installed automatically.

---

📁 Examples

See examples/ for runnable code:

Example	Description
quickstart.py	End-to-end async script covering every method
fastapi_wallet_app/	Full REST API skeleton — drop-in FastAPI service with Pydantic models, lifespan Redis, and Swagger UI

---

🔌 Companion package

The TypeScript HTTP client — @interchained/usdx — pairs with this package:

import { USDxClient } from "@interchained/usdx";
const client = new USDxClient({ baseUrl: "https://api.yourapp.com" });
const balance = await client.getBalance("alice");

Zero production dependencies. Works in Node.js 18+, browsers, Deno, and Bun.

---

🤝 Contributing

1. Fork → branch → make your changes
2. pip install -e ".[dev]" and run pytest — all 24 must stay green
3. ruff check usdx/ && mypy usdx/ — zero warnings
4. Open a PR with a clear description of what changed and why

Please report security issues via private message, not public issues.

---

📜 License

GNU General Public License v3.0 or later. See LICENSE for the full text.

interchained-usdx  Copyright (C) 2024  Interchained
This program comes with ABSOLUTELY NO WARRANTY.
This is free software, and you are welcome to redistribute it
under the terms of the GPLv3.