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MCP server that compiles ISO 20022 readiness findings, remediation diffs, and simulated responses into sealed audit evidence packs.

Project description

iso20022-evidence-pack-mcp: Sealed ISO 20022 Audit Evidence Packs

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A fully local, closed-world Model Context Protocol (MCP) server that compiles ISO 20022 readiness findings, remediation diffs, and simulated bank responses into one sealed, exportable audit evidence pack. It is the audit and certification sibling of iso20022-readiness-suite-mcp (which produces those findings) and iso20022-bank-profile-mcp in the ISO 20022 MCP Suite.

Tamper-evident by construction. The pack's seal is a deterministic SHA-256 digest over the pack's canonical JSON (the digest field excluded). Re-sealing identical content yields the identical digest, and changing any field breaks verification — so an auditor can detect undetected change. There is no network surface, no sub-servers, and no XML: every tool is a pure, local, deterministic transform over the JSON structures it is handed. v0.0.1, stdio transport, 4 tools, Python 3.10+.

Contents

Overview

The Model Context Protocol (MCP) is an open standard that lets AI agents and assistants discover and call external tools in a uniform way. iso20022-evidence-pack-mcp is the audit/certification end of the ISO 20022 MCP Suite: it takes the results that iso20022-readiness-suite-mcp produces — a readiness score with findings, an optional remediation result, and any simulated bank responses — and folds them into one strongly-typed, graded, sealed evidence pack that can be exported, verified, and rendered as a compliance report.

An EvidencePack folds three loosely-typed inputs into one self-describing document: a readiness result (message type, validity, score, findings), an optional remediation result (fixes applied, residual findings), and any simulated bank responses (accepted / rejected statuses). The pack is graded (A / B / C / F from the readiness score) and sealed.

The seal is the point: it is a deterministic SHA-256 digest computed over the pack's canonical JSON form (sorted keys, tight separators, with the digest field itself excluded). Sealing the same content always yields the same value, which is exactly what makes the pack tamper-evident — recomputing the seal and comparing it to the one carried in the pack tells an auditor whether any byte changed since it was sealed.

Every tool returns typed, JSON-serialisable data; on any failure — bad input, unparseable JSON, a shape that does not match the pack schema — it returns an {"error": ...} payload rather than raising into the client transport.

flowchart LR
    A["iso20022-readiness-suite-mcp<br/>(readiness + remediation + simulation)"] -->|JSON results| B["iso20022-evidence-pack-mcp<br/>(build + seal)"]
    B -->|sealed pack + digest| C["verify_seal<br/>(tamper check)"]
    B -->|markdown report| D["render_markdown<br/>(compliance report)"]

The server is fully local and closed-world: it holds no state, opens no sockets, and spawns no processes. You hand it JSON, it hands you a sealed pack.

The ISO 20022 MCP Suite

iso20022-evidence-pack-mcp is the audit and certification server of a set of coordinated, vendor-neutral MCP servers for the ISO 20022 migration. Dependency ranges are kept aligned across the suite, so the servers co-install cleanly in a single Python environment.

Server Scope Install
iso20022-readiness-suite-mcp Orchestration gateway: readiness scoring, remediation, clearing-profile linting, and bank-response simulation — the results this server folds in pip install iso20022-readiness-suite-mcp
iso20022-bank-profile-mcp Manage and serve bank-specific clearing profiles / rule packs as a first-class server pip install iso20022-bank-profile-mcp
structured-address-fix-mcp ISO 20022 postal-address classification, assessment, and remediation for the Nov 2026 structured-address cliff pip install structured-address-fix-mcp
iso20022-mcp Unified gateway meta-tools (search / describe / validate / generate / parse) across the ISO 20022 message catalogue pip install iso20022-mcp
camt053-mcp ISO 20022 camt.05x bank statements: parse, validate, filter, reverse; MT94x migration; CBPR+ readiness pip install camt053-mcp
pain001-mcp Generate & validate ISO 20022 pain.001 payment-initiation files (v03–v12, pain.008, SEPA) with rulebook checks pip install pain001-mcp
reconcile-mcp Reconcile ISO 20022 payments and statements; match initiations to their bank-side outcomes pip install reconcile-mcp
bankstatementparser-mcp Parse bank statements (MT940/MT942 and camt) into structured, agent-friendly data pip install bankstatementparser-mcp

Where the readiness suite decides whether a payment is ready and fixes it, this server certifies the outcome: it turns those findings into a sealed, auditable artifact.

Install

iso20022-evidence-pack-mcp runs on macOS, Linux, and Windows and requires Python 3.10+ and pip. It pulls in only the MCP SDK and pydantic automatically — there are no other runtime dependencies.

python -m pip install iso20022-evidence-pack-mcp
Using an isolated virtual environment (recommended)
python -m venv venv
source venv/bin/activate        # macOS/Linux
venv\Scripts\activate           # Windows
python -m pip install -U iso20022-evidence-pack-mcp

Quick Start

For the 10-minute install → MCP client config → first conversation tutorial, see docs/quickstart.md.

Launch the server over stdio (the FastMCP default transport):

iso20022-evidence-pack-mcp

Register it with any MCP client (e.g. Claude Desktop) by adding it to the client's configuration:

{
  "mcpServers": {
    "iso20022-evidence-pack": { "command": "iso20022-evidence-pack-mcp" }
  }
}

The command speaks MCP on stdin/stdout — it is meant to be launched by an MCP client, not used interactively. The agent can then call the tools below.

You can also invoke the tools in-process — without a transport — straight through the FastMCP instance. This mirrors what an agent receives over stdio. The example below builds a sealed pack from a small readiness result, then shows the seal round-tripping (and breaking on tamper):

import asyncio
import json

from iso20022_evidence_pack_mcp import server


async def main() -> None:
    async def call(name, args):
        result = await server.server.call_tool(name, args)
        content = result[0] if isinstance(result, tuple) else result
        return content[0].text if content else ""

    readiness = json.dumps({
        "message_type": "pacs.008.001.08",
        "is_valid": True,
        "readiness_score": 92,
        "structural_errors": [],
        "profile_findings": [],
    })

    # Fold the readiness result into a graded, sealed evidence pack.
    built = json.loads(await call("build_evidence_pack",
                                  {"readiness_content": readiness}))
    pack, digest = built["pack"], built["digest"]
    print(pack["grade"], digest)      # -> A sha256:01388e3dfbea7d21...

    # The seal round-trips: re-verifying the pack against its digest holds.
    ok = json.loads(await call("verify_seal", {
        "pack_content": json.dumps(pack),
        "expected_digest": digest,
    }))
    print(ok["verified"])             # -> True

    # Change any field and verification against the old digest fails.
    tampered = {**pack, "grade": "F"}
    bad = json.loads(await call("verify_seal", {
        "pack_content": json.dumps(tampered),
        "expected_digest": digest,
    }))
    print(bad["verified"])            # -> False


asyncio.run(main())

Tools

All tools are read-only, local, idempotent, and closed-world. They return JSON-serialisable data; on a validation or shape error they return an {"error": ...} payload rather than raising.

  • build_evidence_pack — Fold a readiness result (plus an optional remediation result, optional simulated bank responses, and free-form metadata) into a graded, sealed evidence pack; returns the pack, its digest, and a rendered markdown report.
  • seal_pack — Compute the deterministic SHA-256 seal for an evidence pack (raw JSON).
  • verify_seal — Recompute a pack's seal and compare it to an expected digest.
  • render_markdown — Render an evidence pack as a markdown compliance report.

Examples

Runnable, self-contained examples live in examples/. Each script drives the public tools directly and needs no network or sub-server:

python examples/01_build_full_pack.py

See examples/README.md for the full catalogue, or run them all with make examples.

How it fits the suite

The readiness suite and the evidence-pack server form a two-stage pipeline:

  1. Readiness → results. iso20022-readiness-suite-mcp runs run_readiness_check (score + findings), remediate_payload (automated fixes), and simulate_bank_response (a mocked pacs.002 outcome). Each returns typed JSON.
  2. Results → sealed pack. You hand those JSON results to build_evidence_pack here. It normalises them into a strongly-typed pack, grades the readiness score (A/B/C/F), and seals the whole thing with a deterministic SHA-256 digest. verify_seal later proves the pack is unchanged; render_markdown turns it into a human-readable compliance report.

Because the seal is deterministic, the same inputs always produce the same digest — so a pack built today and re-sealed next quarter is provably the same pack, or provably not. The two servers stay decoupled: the readiness suite knows nothing about sealing, and this server knows nothing about how the findings were produced — it only folds and certifies them.

Open-core vs premium

The server is open core: building, sealing, verifying, and rendering packs are open source and always available. Higher-tier capabilities that turn a tamper-evident pack into an authenticatable, durably archived artifact are commercial add-ons on the roadmap.

Capability Tier
Pack assembly + grading (build_evidence_pack) Open Source
Deterministic SHA-256 sealing + verification (seal_pack, verify_seal) Open Source
Markdown compliance reports (render_markdown) Open Source
Cryptographic signing (keys / PKI, authenticity) Paid / Roadmap
Long-term evidence storage + export formats (PDF/A, WORM archives) Paid / Roadmap
White-label reports + premium entitlement gating Paid / Roadmap

Nothing in the open-source tier is time-limited or feature-gated: the seal and the reports are fully functional today.

Seal vs signature

The seal is an integrity digest, not a cryptographic signature. It proves that a pack has not changed since it was sealed (tamper-evidence); it does not prove who produced the pack (authenticity). Anyone who can build a pack can also compute a valid seal for it, so a seal is a checksum, not a proof of origin.

Establishing authenticity — binding a pack to an operator identity via keys / PKI — is explicitly a roadmap item (see ROADMAP.md) and, until it ships, the operator's responsibility. Treat a sealed pack as integrity-checked, transmit and store it over channels you already trust, and do not represent it as a signed one. See SECURITY.md for the full threat-model note.

When not to use iso20022-evidence-pack-mcp

  • You have no MCP client. This server only makes sense paired with an MCP-aware host (Claude Desktop, the IDE plugins, an agent framework).
  • You need the readiness findings themselves. This server certifies results; it does not produce them. Run iso20022-readiness-suite-mcp to score, remediate, and simulate first, then fold its output in here.
  • You need a cryptographic signature / proof of origin. The seal is a tamper-evidence digest, not a signature (see Seal vs signature). Signing is on the roadmap.
  • You need a long-lived network service. v0.0.1 speaks stdio only — one process per operator, launched by the client, no network surface. An HTTP/OAuth transport for shared, multi-tenant deployments is on the roadmap, not in this release.
  • You need streaming responses. Tool calls return whole values, not streams.

Development

iso20022-evidence-pack-mcp uses Poetry and mise.

git clone https://github.com/sebastienrousseau/iso20022-evidence-pack-mcp.git && cd iso20022-evidence-pack-mcp
mise install
poetry install
poetry shell

A Makefile orchestrates the quality gates (kept in lockstep with CI):

make check        # all gates (REQUIRED before commit): lint + type-check + test
make test         # pytest (100% line + branch coverage)
make lint         # ruff + black
make type-check   # mypy --strict
make security     # bandit
make examples     # run every examples/*.py end to end

Security

iso20022-evidence-pack-mcp returns errors as data — every tool catches the documented validation and value errors and returns an {"error": ...} envelope; it never propagates raw exceptions to the MCP client. The server has no network surface, spawns no sub-processes, and parses no XML — its whole attacker-reachable surface is JSON parsed with the standard library and validated against pydantic models. The pack seal is a tamper-evidence digest, not a signature (see Seal vs signature). Reporting practice, supported versions, the seal threat-model note, and the full supply-chain posture (SLSA L3 provenance, PEP 740 attestations, SBOMs, and the NIST SP 800-218 SSDF practice mapping) are documented in SECURITY.md. Vulnerabilities go via GitHub Private Vulnerability Reporting, not public issues.

Documentation


MCP Registry

mcp-name: io.github.sebastienrousseau/iso20022-evidence-pack-mcp


License

Licensed under the Apache License, Version 2.0. Any contribution submitted for inclusion shall be licensed as above, without additional terms.

Contributing

Contributions are welcome — see the contributing instructions. Thanks to all contributors.

Acknowledgements

Built alongside the servers of the ISO 20022 MCP Suite and the Model Context Protocol Python SDK.

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