Monarch Money MCP server + CLI
An MCP server and command line tool for Monarch Money. It gives Claude (or any MCP client) access to your accounts, transactions, cash flow, spending, income, budgets, goals, recurring bills, investments, and net worth. It's read-only unless you enable writes, which can only change a transaction's category or tags after you confirm.
Unofficial. This project isn't affiliated with Monarch Money, Inc. It uses Monarch's private web API, which may change without notice.
Installation
Requires macOS, Python 3.11+, and uv.
uv tool install 'monarch-money-mcp-cli[mcp]' # or: pipx install 'monarch-money-mcp-cli[mcp]'
monarch auth # email, password, MFA code
monarch doctor # everything should be ok
Add it to Claude Code, then restart Claude Code:
claude mcp add monarch -s user -- "$(which monarch)" mcp
To let Claude change transaction categories and tags (it always asks you to confirm), add --allow-writes
after mcp.
Command line
Run monarch --help to see all commands, and monarch <command> --help for a command's options.
monarch spending --last-month
monarch cashflow --ytd --entity "Acme LLC"
monarch tx --from 2026-01-01 --output csv > transactions.csv
monarch tx set-category 123456789 --category Subsidy
Troubleshooting
Run monarch doctor. Every row that isn't ok explains the problem, and most include the fix command.
- Not logged in or session expired: run
monarch auth. If login asks for a CAPTCHA, usemonarch auth paste-token. - Monarch is temporarily unavailable: wait a minute and try again.
/mcpdoesn't showmonarch: restart Claude Code after adding the server.
Security
Your password is never stored, and your session token stays in the macOS Keychain. The tool only talks to
api.monarch.com. It changes data only through the allowlist in SECURITY.md, and only after you
confirm.
License
Metadata
Release files for monarch-money-mcp-cli 0.1.3
For a detailed explanation of source distributions (sdists) and built distributions (wheels), please see the package formats documentation.
Source distribution (sdist)
| File | Size | Uploaded | Provenance | Actions |
|---|---|---|---|---|
| monarch_money_mcp_cli-0.1.3.tar.gz | 58.8 kB | With provenance | Details for monarch_money_mcp_cli-0.1.3.tar.gz |
Built distribution (wheel)
| File | Interpreter | ABI | Platform | Actions Reset |
|---|---|---|---|---|
| monarch_money_mcp_cli-0.1.3-py3-none-any.whl | Python 3 | none | any | Details for monarch_money_mcp_cli-0.1.3-py3-none-any.whl |
Total release size: 95.6 kB
Release files / monarch_money_mcp_cli-0.1.3.tar.gz
| Download URL | monarch_money_mcp_cli-0.1.3.tar.gz |
|---|---|
| Size | 58.8 kB |
| Tags | Source |
|
SHA-256 checksum How to use checksums |
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Transparency logRelease files / monarch_money_mcp_cli-0.1.3-py3-none-any.whl
| Download URL | monarch_money_mcp_cli-0.1.3-py3-none-any.whl |
|---|---|
| Size | 36.8 kB |
| Tags | Python 3 |
|
SHA-256 checksum How to use checksums |
1b22d4699fa35c482021a74d2c5fa5cd57f23f08d825f217ab4b92c7abfb11ea
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Yes |
| Uploaded via |
twine/7.0.0 CPython/3.13.14
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Transparency logSecurity for monarch-money-mcp-cli 0.1.3
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Signed by GitHub Actions, verified by PyPI on Oct 3, 2026.
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