mortgage-calculations 0.1

A mortgage calculator for repayment periods and initial deposit calculations

Mortgage Calculator

This package provides functions to calculate the repayment period and the initial deposit needed to repay a mortgage within a desired period.

Installation

pip install mortgage_calculations

Usage

from mortgage_calculations import calculate_repayment_period, calculate_initial_deposit

Example usage for repayment period calculation

down_payment = 2231000
annual_loan_rate = 0.05
loan_term_years = 30
initial_deposit = 1000000
deposit_annual_rate = 0.11```

repayment_period = calculate_repayment_period(property_cost, down_payment, annual_loan_rate, loan_term_years,
                                              initial_deposit, deposit_annual_rate)
print(f"Mortgage repayment period: {repayment_period:.2f} years")

# Example usage for initial deposit calculation
desired_repayment_years = 10
initial_deposit_needed = calculate_initial_deposit(property_cost, down_payment, annual_loan_rate, loan_term_years,
                                                   deposit_annual_rate, desired_repayment_years)
print(f"Required deposit amount: {initial_deposit_needed:,.0f} RUB".replace(',', ' ') + f" to repay in {desired_repayment_years} years")