A flexible retirement planning and portfolio simulation engine for Canadians
This project has been archived.
The maintainers of this project have marked this project as archived. No new releases are expected.
Project description
RetireCan – Canadian Retirement Planner & Optimizer
RetireCan tells you — in under 10 seconds — the single best way to save and withdraw money in Canada so you pay the least tax and die with the most money.
It automatically compares all realistic RRSP/TFSA/Non-registered contribution and withdrawal strategies and shows you the optimal one for your exact numbers.
Features
- Interactive mode – just answer a few questions
- Tests every meaningful strategy combination (TFSA-first vs RRSP-first, spend taxable first, spend RRSP first, smooth withdrawals, etc.)
- Realistic Canadian tax treatment (RRSP deductions, TFSA tax-free growth/withdrawals, capital gains, dividend tax credits, OAS clawback aware)
- CPP and OAS integration
- Beautiful wealth-over-time chart
- 100% open source and zero dependencies beyond numpy/pandas/matplotlib
Quick Start (30 seconds)
pip install retirecan
python -m retirecan
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