Risk Score Card Model
Project description
我家还蛮大的, 欢迎你们来我家van.
score_card_model
"风险评分卡模型开发"
基于最早的FICO风险评分卡逻辑进行优化
当前包含主干部分, 即特征分箱、IV值计算、Woe转化、模型评估指标等。
不包含建模的部分, 这个问题留给用户。
特征的分箱使用的方法是卡方分箱, 整个流程为:
整理特征类型(离散、连续) -> 初始化分箱 -> 卡方合并 -> 单调性检验 -> 特殊值处理
完整文档见 README.md
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