Browse, purchase gift cards, and pay bills through Snaplii — safe payments for AI agents
Project description
Agent-to-Merchant Payments by Snaplii
Payments are broken for AI agents.
Snaplii unlocks real-world commerce with a safe, tokenized payment layer — powered by 500+ merchant gift cards and bill pay (utilities, telecom, and more) — and is the only one that actually saves you money (up to 10% per transaction), on top of any existing deals or promotions. New users can unlock an exclusive welcome offer: $10 off your first $30 transaction.
The Problem
AI agents can already:
- decide what to buy
- compare options
- navigate merchant platforms
But they still can't safely pay. Payments require trust, compliance, and risk control — things AI agents are not designed to handle.
Giving agents access to cards is not a solution. It's a risk.
The Solution
Snaplii introduces a new model: User → Agent → Snaplii → Merchant
- Users fund Snaplii
- Agents operate within a controlled boundary
- Each transaction is pre-funded, isolated, and non-reusable
No shared credentials. No persistent risk.
In addition, Snaplii embeds value directly into the payment layer —
transactions can save up to 10% and stack seamlessly with existing merchant deals and promotions.
Works With Any LLM
Snaplii is model-agnostic. It works with any AI agent or LLM platform:
| Integration | How | Best for |
|---|---|---|
| REST API | Direct HTTP calls to aipayment.snaplii.com/v2/* |
Any language, any framework |
| Python CLI | pip install snaplii-cli |
Terminal agents, scripts, automation |
| MCP Server | Model Context Protocol (stdio) | Claude Desktop, OpenClaw, Cursor, VS Code |
| OpenClaw Skill | clawhub install snaplii-a2m-payment |
OpenClaw agents |
Whether you're building with Claude, ChatGPT, GPT-4, Gemini, LLaMA, Mistral, OpenClaw, or any other model — if it can make HTTP calls or run a CLI, it can use Snaplii.
Table of Contents
- Requirements
- Quick Start
- CLI Commands
- Integration Guides
- Components
- Troubleshooting
- Security
- License
Requirements
- Python 3.10+
CLI works on Python 3.9+, but the MCP server requires Python 3.10+. - Git
- Snaplii Mobile App
Required to generate your API key.
Mac users: check your Python version
python3 --version
If your Python version is below 3.10, install Python via Homebrew:
brew install python@3.12
Then use python3.12 and pip3.12 instead of python3 / pip3 in the steps below.
Quick Start
1. Get Your API Key via Snaplii App
Before using the CLI or configuring your AI agent, generate a secure API key from the Snaplii mobile app:
- Download the Snaplii app for iOS or Android.
- Register an account and bind a payment method to load your Snaplii Cash balance.
- In the app, go to More → Payment Methods → AI Payment Management.
- Tap + New API Key.
- Set a name, define the permission scope, and set a hard spending limit.
- Example scopes: Read-only or Purchase
- Copy the API key.
- Format:
snp_sk_live_... - Keep it safe — it will only be shown once.
- Format:
2. Get the Code
git clone https://github.com/Snaplii-Inc/agent-to-merchant-payments.git
cd agent-to-merchant-payments
3. Install the CLI
pipx is the smoothest path. It installs the CLI in its own isolated environment and puts the snaplii executable on your PATH.
macOS
brew install pipx
pipx ensurepath
Linux
python3 -m pip install --user pipx
python3 -m pipx ensurepath
Windows
Option A — Scoop (recommended):
scoop install pipx
pipx ensurepath
Option B — pip:
py -m pip install --user pipx
If you see a warning that
pipx.exeis not on PATH, run the following from the displayed path:.\pipx.exe ensurepath
Restart your terminal after running ensurepath.
Note: If you installed Python from the Microsoft Store, use
python3instead ofpy.
All platforms
pipx install -e ./snaplii-cli
Open a new terminal window so the updated PATH takes effect, then verify the installation:
snaplii --help
If you see
command not found, see Troubleshooting.
4. Authenticate
snaplii init
The CLI will prompt for your API key via hidden input (like a password prompt). The key is used only to obtain a session token and is never stored on disk. Agent ID is auto-derived from the key.
5. Use the CLI
snaplii browse tags --prov CA # Browse gift card categories (CA or US)
snaplii browse brand --id CB... # See denominations and cashback
snaplii quote --item-id CB...-CT... --price 50 # Preview price with voucher/cashback
snaplii giftcard list # View owned cards
snaplii purchase --item-id CB...-CT... --price 50 --prov ON # Buy a card
--item-idis formatted as{cardBrandId}-{cardTemplateId}. Both IDs are available fromsnaplii browse brand.Note on
--prov: Forbrowse tags, use country code (CAfor Canada,USfor United States). Forpurchase, use province/state code (ON,QC,BC,NY,CA,TX, etc.).
6. Pay a Bill
Pay utility bills, telecom, and more — from your Snaplii Cash balance, with the same cashback and vouchers as gift cards.
snaplii billpay payees # Find your biller
snaplii billpay detail --payee-code PE01015 # Check account rules
snaplii billpay save --payee-code PE01015 --first-name Alex --last-name Chen --amount 75.25 --account 1234567890
snaplii billpay quote --pay-code PC... --price 75.25 # Preview savings
snaplii billpay pay --pay-code PC... --price 75.25 --prov ON # Pay from Snaplii Cash
snaplii billpay result --payment-no PSP... # Check status
Bill pay flow: payees → detail → save (returns payCode) → quote → pay → result. Payment draws from your prepaid Snaplii Cash balance — no checkout, no card sharing.
CLI Commands
| Command | Purpose |
|---|---|
snaplii init |
Authenticate with your Snaplii API key |
snaplii config show |
Show current config and auth status |
snaplii browse tags |
Browse card categories and brands |
snaplii browse brand --id ID |
View brand details, denominations, and cashback |
snaplii giftcard list |
List owned gift cards |
snaplii giftcard detail --card-no NO |
View card redemption code and PIN |
snaplii quote --item-id ID --price P |
Preview price with voucher/cashback before buying |
snaplii purchase --item-id ID --price P --prov PROV |
Purchase a gift card (prov = province/state) |
snaplii smart cashback --brand-id ID --amount A |
Calculate cashback savings |
snaplii smart dashboard |
View card inventory summary |
snaplii billpay payees |
List available billers (electricity, gas, telecom) |
snaplii billpay detail --payee-code CODE |
View biller account validation rules |
snaplii billpay save --payee-code CODE --first-name F --last-name L --amount A --account NO |
Save a bill pay instruction |
snaplii billpay quote --pay-code PC --price P |
Preview bill price with voucher/cashback |
snaplii billpay pay --pay-code PC --price P --prov PROV |
Pay the bill from Snaplii Cash |
snaplii billpay result --payment-no NO |
Check bill payment status |
Integration Guides
REST API (Any LLM)
The simplest integration — works with any language, any LLM, any framework. Just make HTTP calls.
Base URL: https://aipayment.snaplii.com
Step 1: Authenticate
curl -X POST https://aipayment.snaplii.com/v2/auth/token \
-H "Content-Type: application/json" \
-d '{"agent_id": "my-agent", "api_key": "snp_sk_live_..."}'
Returns a JWT token. Use it as Authorization: Bearer <token> for all subsequent calls.
Step 2: Browse gift cards
curl https://aipayment.snaplii.com/v2/card-brands?channel=HOME_PAGE&locationProv=CA \
-H "Authorization: Bearer <token>"
Step 3: Get a price quote
curl -X POST https://aipayment.snaplii.com/v2/quote \
-H "Authorization: Bearer <token>" \
-H "Content-Type: application/json" \
-d '{
"orderInfo": {"orderType": "GIFT_CARD", "item": {"itemId": "CB...-CT...", "price": "50"}, "orderContext": {"giftOrder": "false"}, "businessChannel": "APP"},
"paymentContext": {"specifiedPrimaryPaymentMethod": "SNAPLII_CREDIT", "voucherOption": "BEST_FIT", "cashbackOption": "USE"}
}'
Step 4: Purchase
curl -X POST https://aipayment.snaplii.com/v2/purchase \
-H "Authorization: Bearer <token>" \
-H "Content-Type: application/json" \
-d '{
"orderInfo": {"orderType": "GIFT_CARD", "item": {"itemId": "CB...-CT...", "price": "50"}, "orderContext": {"giftOrder": "false"}, "businessChannel": "APP"},
"paymentContext": {"specifiedPrimaryPaymentMethod": "SNAPLII_CREDIT", "voucherOption": "BEST_FIT", "cashbackOption": "USE"},
"delivery": {"type": "WALLET", "immediateSend": "true"},
"locationProv": "ON"
}'
MCP Server (Claude, OpenClaw, Cursor)
The MCP server exposes 13 tools via the Model Context Protocol. Works with any MCP-compatible client.
Step 1: Install dependencies
pip3 install -e ./snaplii-cli
pip3 install "mcp[cli]"
If you get an externally-managed-environment error, add --break-system-packages.
Step 2: Authenticate
snaplii init
Enter your API key when prompted.
Step 3: Configure your MCP client
Claude Desktop
Edit your config file:
| OS | Config file location |
|---|---|
| macOS | ~/Library/Application Support/Claude/claude_desktop_config.json |
| Windows | %APPDATA%\Claude\claude_desktop_config.json |
| Linux | ~/.config/Claude/claude_desktop_config.json |
{
"mcpServers": {
"snaplii": {
"command": "/absolute/path/to/python",
"args": ["/absolute/path/to/agent-to-merchant-payments/mcp-server/server.py"]
}
}
}
Restart Claude Desktop after saving.
Claude Code
claude mcp add snaplii -- python3 /path/to/agent-to-merchant-payments/mcp-server/server.py
OpenClaw
clawhub install snaplii-a2m-payment
Or add to your OpenClaw MCP config:
{
"mcp": {
"servers": {
"snaplii": {
"command": "python3",
"args": ["/path/to/agent-to-merchant-payments/mcp-server/server.py"]
}
}
}
}
Cursor / VS Code / Other MCP clients
Any MCP-compatible client can connect to the Snaplii MCP server. The server runs via stdio:
python3 /path/to/agent-to-merchant-payments/mcp-server/server.py
Configure your client to launch this command as an MCP stdio server.
Available MCP Tools
| Tool | Description |
|---|---|
snaplii_init |
Authenticate with API key (not stored) |
snaplii_config_show |
Show auth status |
snaplii_browse_tags |
Browse gift card categories (CA/US) |
snaplii_browse_brand |
Brand details and denominations |
snaplii_giftcard_list |
List owned gift cards |
snaplii_giftcard_detail |
Card redemption code (sensitive) |
snaplii_quote |
Preview price with voucher/cashback |
snaplii_purchase |
Buy a gift card (requires confirmation) |
snaplii_cashback_calc |
Calculate cashback savings |
snaplii_dashboard |
Owned card inventory summary |
snaplii_billpay_* |
Bill pay: payees, detail, save, quote, pay, result |
API keys are created and managed only in the Snaplii app — there are no CLI/MCP tools to list, create, or delete them.
Claude Code Skill
mkdir -p ~/.claude/skills/snaplii-cli
cp skills/snaplii-cli.md ~/.claude/skills/snaplii-cli/SKILL.md
OpenClaw Skill
Install from ClawHub:
clawhub install snaplii-a2m-payment
Or browse on ClawHub: snapliiai/snaplii-a2m-payment
Components
agent-to-merchant-payments/
├── snaplii-cli/ # Python CLI — pip-installable, works with any agent
├── mcp-server/ # MCP server — Claude, OpenClaw, Cursor, VS Code
├── skills/ # Claude Code skill definition
├── clawhub-publish/ # ClawHub skill artifact
└── clawhub-plugin/ # ClawHub MCP bundle plugin
Troubleshooting
snaplii: command not found after install
The console script was placed somewhere not on your PATH. Run:
python3 -m pip show -f snaplii-cli
Look for an entry ending in bin/snaplii or Scripts\snaplii.exe on Windows. Then either prepend that directory to PATH in your shell configuration, or reinstall using pipx.
externally-managed-environment from pip
Your system Python forbids global package installs. Use pipx, which is recommended, or a virtual environment. As a last resort, append --break-system-packages to the pip command.
MCP server: ModuleNotFoundError: No module named 'mcp' or 'snaplii'
The Python interpreter your MCP client is using does not have the required dependencies. Confirm with:
/absolute/path/to/python -c "import mcp, snaplii; print('ok')"
If it fails, install the missing packages into that specific interpreter:
pip install -e ./snaplii-cli
pip install "mcp[cli]"
REST API returns 401 or 403
Your JWT token has expired. Call /v2/auth/token again with your API key to get a new token.
Security
- Limited authorization: agents can only spend from Snaplii Cash, your prepaid balance.
- Scoped API keys: keys can be restricted to
PAY_READview-only orPAY_WRITEview + purchase. - Spending limits: strict per-key consumption caps are set via the mobile app.
- No credential storage: API keys are used once to obtain a token and are never saved to disk.
- Data protection: card redemption codes and PINs are strictly masked and never exposed without explicit user consent.
License
This project is licensed under the Apache License 2.0.
See the Apache License 2.0 for details.
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