tracient 0.1.0

AI compliance layer for regulated fintechs — DORA, EU AI Act, NIS2

Tracient

AI compliance layer for regulated fintechs — DORA, EU AI Act, NIS2.

Tracient wraps your AI agent calls and automatically logs every decision with full regulatory mapping. When a regulator asks for an audit trail, you generate an evidence pack in seconds.

pip install tracient

---

Why Tracient

Under DORA and the EU AI Act, regulated fintechs must maintain forensic-grade logs of AI agent decisions, map them to specific regulation articles, and produce evidence packs on demand. Doing this manually is expensive and error-prone. Tracient does it automatically with two lines of code.

• DORA Art.9, 12, 28 — ICT risk management, event logging, third-party register
• EU AI Act Annex III §5(b), Art.9, 12, 13, 14 — High-risk AI obligations for credit scoring and mortgage assessment
• NIS2 — Incident reporting and risk management requirements

---

Quickstart

from tracient import Client

client = Client(api_key="tk_live_...")

# Option 1 — decorator (wraps your function automatically)
@client.monitor(context="credit_scoring", action="assess_application", model="gpt-4o")
def assess_credit(application_data):
    # your AI call here
    return result

# Option 2 — manual log
client.log_decision(
    action="credit_assessment",
    context="credit_scoring",
    model="gpt-4o",
    input_summary="Applicant file — anonymised",
    output_summary="Score: 742, Band: B",
    outcome="approved",
)

Every logged event is automatically mapped to the relevant DORA and EU AI Act articles.

---

Generate an evidence pack

client.generate_evidence_pack(output_path="evidence_pack.html")

Downloads a regulator-ready HTML document with executive summary, risk breakdown, obligations table, and full event log.

---

Contexts and risk mapping

Context	Risk level	Regulations triggered
credit_scoring	HIGH	EU AI Act Annex III §5(b), DORA Art.9/12/28
mortgage_assessment	HIGH	EU AI Act Annex III §5(b), DORA Art.9/12/28
fraud_detection	MEDIUM	DORA Art.9/12, NIS2 Art.21
customer_service	LOW	DORA Art.9, NIS2
investment_advice	MEDIUM	DORA Art.9/12/28

---

API key

Get your API key at tracient.ai.

---

Requirements

• Python 3.9+
• httpx >= 0.27.0

---

License

MIT