tuskledger-mcp 0.1.0

MCP server for Tusk Ledger — gives your AI assistant typed access to your local personal finance data.

tuskledger-mcp

Model Context Protocol server for Tusk Ledger. Gives your AI assistant typed access to your local personal finance data — without sending anything outside your machine.

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What this is

A small Python package that runs as a local Model Context Protocol server on your laptop. Once you've added it to your AI client's config (Claude Desktop, Cursor, Cowork, Claude Code, anything that speaks MCP), your assistant can call tools like:

• list_accounts — every connected account with balance + sync status
• query_transactions — filter by date, account, category, etc.
• search_transactions — fuzzy text search across merchants and notes
• get_spending_summary — totals by category for a date range
• get_top_merchants — who you're paying the most
• get_recurring_subscriptions — Netflix, gym, etc.
• get_upcoming_bills — next 30 days with running balance
• get_net_worth — current + 12-month trend
• get_holdings — every investment position
• get_investments_summary — portfolio roll-up + asset allocation
• get_retirement_projection — Monte Carlo summary for your saved scenario
• run_sync — trigger a Plaid pull
• list_stale_accounts — accounts with stale data

The server talks to your local Tusk Ledger backend on http://127.0.0.1:8000. No data crosses the internet. The "MCP cloud" doesn't exist — this whole thing is one Python process running on your machine, talking to another Python process on the same machine.

Why this exists

Tusk Ledger is built for the agent-assisted user — someone who can ask Claude / Cursor / Cowork to do things they couldn't do alone five years ago. The MCP server is the highest-leverage move toward that goal: your assistant gets typed, structured access to your finance data instead of having to scrape the React UI or guess at the database schema.

Real-world examples once it's installed:

• "Categorize the last 6 months of transactions from Whole Foods as Groceries instead of Shopping." → Assistant queries them, you confirm, then makes a rule.
• "What did I spend on coffee last quarter?" → 3 seconds, no UI clicks.
• "My net worth dropped this morning — what's causing it?" → Assistant pulls accounts, balances, and recent transactions and diagnoses.
• "Am I on track to max out my HSA this year?" → Reads HSA bucket + YTD contributions + IRS limit, returns the gap.

Prerequisites

• A running Tusk Ledger install (the main app)
• Python 3.10+
• An MCP-aware client (Claude Desktop, Cursor, Cowork, Claude Code, …)

Install

Option A — uvx (recommended; no permanent install)

If you have uv (pip install uv):

// In your MCP client's config
{
  "mcpServers": {
    "tuskledger": {
      "command": "uvx",
      "args": ["--from", "git+https://github.com/BradMorphsters/tuskledger-mcp", "tuskledger-mcp"]
    }
  }
}

uvx handles the isolated Python env; nothing pollutes your global Python. The server is fetched and cached on first invocation.

Option B — pip install from GitHub

pip install git+https://github.com/BradMorphsters/tuskledger-mcp

Then point your MCP client at the installed tuskledger-mcp binary:

{
  "mcpServers": {
    "tuskledger": {
      "command": "tuskledger-mcp"
    }
  }
}

(Use the full path from which tuskledger-mcp if you're using a venv.)

Option C — clone for development

git clone https://github.com/BradMorphsters/tuskledger-mcp
cd tuskledger-mcp
python -m venv .venv && source .venv/bin/activate
pip install -e .

Where MCP client configs live

Client	Config path
Claude Desktop (macOS)	~/Library/Application Support/Claude/claude_desktop_config.json
Claude Desktop (Windows)	%APPDATA%\Claude\claude_desktop_config.json
Cursor	Settings → Features → Model Context Protocol
Cowork	See Anthropic's Cowork docs
Claude Code	Project-level .claude/mcp.json, or user-level via claude config

After editing the config, restart the client. The server boots when the client starts and shuts down when it closes.

Configuration

Two environment variables, both optional:

Var	Default	Notes
TUSKLEDGER_BASE_URL	http://127.0.0.1:8000	Where your Tusk Ledger backend listens. Override if you've moved the port.
TUSKLEDGER_TIMEOUT_SECONDS	10	Per-request timeout. Bump if your DB is huge and a query takes a while.

Example:

{
  "mcpServers": {
    "tuskledger": {
      "command": "uvx",
      "args": ["--from", "git+https://github.com/BradMorphsters/tuskledger-mcp", "tuskledger-mcp"],
      "env": {
        "TUSKLEDGER_BASE_URL": "http://127.0.0.1:8000",
        "TUSKLEDGER_TIMEOUT_SECONDS": "30"
      }
    }
  }
}

Auth

This v0 assumes your Tusk Ledger backend is running with DEV_BYPASS_AUTH=true (the common single-machine pattern documented in the main repo's README). If you've kept auth enabled, the MCP server's calls will fail with 401s and you'll see the error in your assistant's response.

Auth-aware support is on the roadmap. Until then, if you want both auth and MCP, run the backend with DEV_BYPASS_AUTH=true only when you're using the assistant, and flip it back when you're done.

What this server intentionally does NOT do

By design, v0 is read-mostly. The server doesn't expose:

• Deleting accounts, transactions, rules, or goals
• Modifying the database schema or running migrations
• Disabling auth or rotating the encryption key
• Touching Plaid access tokens
• Sending data anywhere outside 127.0.0.1

The reasoning: an AI assistant should be able to help you understand your data and run safe operations (sync, queries), but irreversible changes belong in the web UI where you can see what's about to happen. We may add structured write tools (e.g. "create a rule") in later versions with explicit confirmation flows, but the bar will stay high.

Troubleshooting

Could not reach Tusk Ledger backend at http://127.0.0.1:8000 — Your Tusk Ledger app isn't running. From the main repo: ./start.sh.

401 Unauthorized from any tool — Auth is on. See the Auth section above. Run with DEV_BYPASS_AUTH=true for now.

404 Not Found — The backend doesn't have the endpoint we're trying to hit. Probably means you're on an older version of Tusk Ledger. Update the main app, restart your MCP client.

Tools don't appear in your assistant — The MCP server failed to boot. Check your client's MCP server logs (Claude Desktop has a "View MCP server logs" menu item). Common causes: bad path in the config, Python not on PATH, uvx not installed.

General health check — From the main Tusk Ledger repo: ./tuskledger doctor. This is the canonical diagnostic for the whole install.

Development

git clone https://github.com/BradMorphsters/tuskledger-mcp
cd tuskledger-mcp
python -m venv .venv && source .venv/bin/activate
pip install -e .
pip install pytest pytest-asyncio
pytest tests/ -v

The tests don't bring up an MCP transport — they exercise the dispatch layer directly with a mock client. The MCP protocol itself is just a wrapper.

CI runs the same suite on Python 3.10/3.11/3.12 via GitHub Actions (see .github/workflows/ci.yml).

Project links

• Main app: https://github.com/BradMorphsters/tuskledger
• Project site: https://www.tuskledger.com
• For agents browsing externally: https://www.tuskledger.com/llms.txt
• Issues / discussions: https://github.com/BradMorphsters/tuskledger-mcp/issues
• License: MIT