unzer-python-sdk

An unofficial python SDK for the payment service Unzer.

Unofficial. This package is not built or endorsed by Unzer. Unzer publishes SDKs for PHP and Java, but none for Python.

Requirements

Python 3.11 or newer. The only runtime dependency is requests.

Installation

pip install unzer

Authentication

Unzer authenticates with the private key of a keypair, sent as the username of HTTP basic auth. Which environment a request reaches is decided by the key itself, not by the host:

import unzer

client = unzer.UnzerClient(
    private_key="s-priv-...",
    public_key="s-pub-...",
    sandbox=True,     # informational: does not change the endpoint, see below
)

sandbox does not switch hosts — api.unzer.com serves both environments. Keep it accurate anyway: consumers need to know which mode they are in, not least because the redirect URLs Unzer returns differ (sbx-payment.unzer.com versus payment.unzer.com).

Never hardcode keys. The examples in examples/ read them from the environment.

Quickstart

A Payment Page is the shortest complete flow: Unzer hosts the page, the customer picks a method there, and you never touch card data.

import os
import unzer
from unzer.model import Action, PaymentPage

client = unzer.UnzerClient(
    private_key=os.environ["UNZER_PRIVATE_KEY"],
    public_key=os.environ["UNZER_PUBLIC_KEY"],
    sandbox=True,
)

page = client.createPaymentPage(PaymentPage(
    action=Action.CHARGE,
    amount=12.34,
    currency="EUR",
    returnUrl="https://shop.example.com/return",
    orderId="my-order-1",
    shopName="Example Shop",
))

print(page.redirectUrl)   # send the customer here
print(page.paymentId)     # keep this to check the payment later

When the customer comes back, ask the API what happened — never trust the return URL alone:

payment = client.getPayment(page.paymentId)
print(payment.state)          # CREATE right after init, then PENDING / COMPLETED / ...
print(payment.amountCharged)

A payment starts out as PaymentState.CREATE and only becomes PENDING once the customer engages with the page, so treat anything but COMPLETED as "not paid yet".

Charging a payment method directly

Methods whose data the SDK can send itself — see the table below — work without a Payment Page:

from unzer.model import PaymentRequest, SepaDirectDebit

response = client.charge(PaymentRequest(
    paymentType=SepaDirectDebit(
        iban="DE89370400440532013000",
        bic="COBADEFFXXX",
        holder="Maximilian Mustermann",
    ),
    amount=12.34,
    currency="EUR",
    returnUrl="https://shop.example.com/return",
    orderId="my-order-2",
))

if response.isSuccess:
    print(response.transactionId, response.processing.shortId)
elif response.isPending:
    print("customer has to confirm:", response.redirectUrl)

The payment type is created at Unzer as part of this call if it has no key yet.

Testing against the sandbox

Use a s-priv- key and the official test data — test cards, IBANs and the logins for the redirect flows. Do not invent card numbers; they will be declined.

Error handling

Any 4xx response raises ErrorResponse. It carries the whole error payload, and Unzer's merchantMessage is the field worth logging — customerMessage is meant to be shown to the customer and is translated according to the language you pass to the client.

from unzer.model import ErrorResponse

try:
    client.charge(payment_request)
except ErrorResponse as error:
    print(error.statusCode)          # 400
    print(error.errorId)             # s-err-... , quote this to Unzer support
    for entry in error.errors:
        print(entry.code)            # API.320.200.145
        print(entry.merchantMessage) # Basket is already in use.
        print(entry.customerMessage)

Two things to know. A response can carry errors with a 2xx status code, which the SDK also raises for. And a pending payment is not an error: isPending with a redirectUrl means the customer has to confirm somewhere, and you have to follow up with getPayment().

Supported payment methods

All 24 payment methods Unzer currently offers. method_name is the slug in the types/ path, method the short code that appears in a type id such as s-crd-abc123.

Seven of them accept data from the server; the rest are created client-side through the Payment Page or Unzer's UI components, which hand you a ready typeId. Those classes deliberately carry no fields — for cards, accepting raw card data would make your integration PCI-DSS liable.

Sofort and giropay are being discontinued by Unzer; the deprecated legacy types (invoice, invoice-secured, installment-secured, sepa-direct-debit-secured) are not implemented.

What the SDK covers

Not implemented yet: cancellations and refunds, shipments, payouts, recurring payments, the metadata resource, chargeback retrieval, and Payment Page v2 / LinkPay. A payment that was cancelled or shipped elsewhere still reads back correctly — the transaction types are known, they just cannot be created here.

Logging

Everything logs below unzer-sdk:

import logging
logging.getLogger("unzer-sdk").setLevel(logging.DEBUG)

DEBUG logs complete request and response bodies, including IBANs, card holder names and dates of birth. Do not enable it in production without knowing where those logs end up.

Documentation

This README is the SDK documentation. For the API itself, see Unzer's own:

• API basics — auth, errors, notifications
• API reference
• Payment methods — the flow each method requires
• Test data

Development

uv sync --extra testing          # or: pip install -e ".[testing]"
uv run pytest                    # unit tests, no network
uv run pycodestyle src/ tests/

The sandbox tests are opt-in and need a sandbox key:

echo 'UNZER_PRIVATE_KEY=s-priv-...' > .env    # git-ignored
uv run pytest -m sandbox

They create real resources on whatever account the key belongs to, so the suite refuses to run with anything but a s-priv- key. See CONTRIBUTING.md for the workflow and AGENTS.md for the pitfalls this API has in store.

License

MIT