LibreFinance

LibreFinance is a combination of the words "libre" and "finance".

This tool helps financial consumers freely utilize financial services by interest calculating.

Important Notice

In South Korea, the general interest income tax rate is 15.4% (14% interest income tax + 1.4% local tax). Please be aware of this when using the tool.

Usage

1. Install the library using pip install libre-finance.
2. Import the library with from libre_finance import LibreFinance.

Example

from libre_finance import LibreFinance

# deposit example
lf = LibreFinance(amount=12000000, currency='KRW')
print(lf.calculate_deposit(month=6, annual_interest_rate=3.5))
print(f"amount: {lf.amount}")

# deposit example with non-taxable interest
lf = LibreFinance(amount=12000000, currency='KRW')
print(lf.calculate_deposit(month=6, annual_interest_rate=3.5, is_tax=False))
print(f"amount: {lf.amount}")

# savings example
lf = LibreFinance(amount=0, currency='KRW')
print(lf.calculate_savings(month=6, monthly_deposit=1000000, annual_interest_rate=3.5))
print(f"amount: {lf.amount}")

# savings example with non-taxable interest
lf = LibreFinance(amount=0, currency='KRW')
print(lf.calculate_savings(month=6, monthly_deposit=1000000, is_tax=False, annual_interest_rate=3.5))
print(f"amount: {lf.amount}")

Features

• Deposit interest (taxable/non-taxable)

• Savings interest (taxable/non-taxable)

• sql query

if you want to use sql feature, you can install the library with the following command.

pip install libre-finance[sql]

from libre_finance.database import MariaDBTable

t = MariaDBTable(db_name='db', user='user', passwd='passwd', host='127.0.0.1', port=3306)

and you can use the sql command as follows.

SELECT *
FROM `finance`
where product = "deposit" and month = 6
order by total_interest desc
limit 5;

ToDo List

• Bond interest
• RP interest

License

MIT