libre-finance 0.0.1

This tool helps financial consumers freely utilize financial services by interest calculating.

LibreFinance

LibreFinance is a combination of the words "libre" and "finance".

This tool helps financial consumers freely utilize financial services by interest calculating.

Important Notice

In South Korea, the general interest income tax rate is 15.4% (14% interest income tax + 1.4% local tax). Please be aware of this when using the tool.

Usage

1. Install the library using pip install libre-finance.
2. Import the library with from libre_finance import LibreFinance.

Example

from libre_finance import LibreFinance

# deposit example
lf = LibreFinance(amount=12000000, currency='KRW')
print(lf.calculate_deposit(month=6, annual_interest_rate=3.5))
print(f"amount: {lf.amount}")

# deposit example with non-taxable interest
lf = LibreFinance(amount=12000000, currency='KRW')
print(lf.calculate_deposit(month=6, annual_interest_rate=3.5, is_tax=False))
print(f"amount: {lf.amount}")

# savings example
lf = LibreFinance(amount=0, currency='KRW')
print(lf.calculate_savings(month=6, monthly_deposit=1000000, annual_interest_rate=3.5))
print(f"amount: {lf.amount}")

# savings example with non-taxable interest
lf = LibreFinance(amount=0, currency='KRW')
print(lf.calculate_savings(month=6, monthly_deposit=1000000, is_tax=False, annual_interest_rate=3.5))
print(f"amount: {lf.amount}")

Features

• Deposit interest (taxable/non-taxable)
• Savings interest (taxable/non-taxable)

ToDo List

• Bond interest
• RP interest

License

MIT