qif-to-qfx

Convert QIF transaction files to QFX (Web Connect) format for import into Quicken and other financial software that supports OFX.

Install

pip install qif-to-qfx

Why

Quicken can only import QIF into new accounts. To import into an existing account, you need QFX format. This tool converts QIF → QFX in one step, handling common problems along the way:

• Strips split lines — PayPal adds $0 "Fee" splits that cause Quicken to show "Split" instead of the category
• Auto-balances — generates offsetting entries so the file nets to $0.00 (needed for PayPal-style exports)
• Adds missing headers — some QIF exports omit the !Account block Quicken requires
• Deduplicates — combine multiple overlapping QIF files without duplicate transactions

Usage

# PayPal export (auto-balances unmatched subscriptions)
qif-to-qfx ~/Downloads/Download.QIF ~/Downloads/PayPal.qfx --org PayPal

# Bank export that already balances
qif-to-qfx ~/Downloads/Bank.qif --no-balance --org "My Bank"

# Combine multiple files (deduplicates overlapping transactions)
qif-to-qfx jan.QIF feb.QIF mar.QIF -o combined.qfx --org PayPal

# Zip file containing QIF exports
qif-to-qfx ~/Downloads/exports.zip -o combined.qfx --org PayPal

Options

If -o is omitted with a single input, writes to <input>-clean.qfx.

Import into Quicken

1. File → Import → Web Connect (.QFX)
2. Change Action to "Link to existing account"
3. Select the target account
4. Accept All

Claude Code Skill

Also available as a Claude Code skill — see GitHub for install instructions.

Tested With

• PayPal QIF exports (handles double-entry balancing, subscription mismatches)
• Chase QIF exports (blank-line separators, CCard type)
• Quicken Mac import (QFX/Web Connect)

Should work with any QIF source. Open an issue if you find one that doesn't.

Requirements

Python 3.6+. No external dependencies.

Author

Manish Mukherjee

License

MIT