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Convert QIF files to QFX/OFX format for Quicken import

Project description

qif-to-qfx

Convert QIF transaction files to QFX (Web Connect) format for import into Quicken Mac.

Install

pip install qif-to-qfx

Why

Quicken Mac can only import QIF into new accounts. To import into an existing account, you need QFX format. This tool converts QIF → QFX in one step, handling common problems along the way:

  • Strips split lines — PayPal adds $0 "Fee" splits that cause Quicken to show "Split" instead of the category
  • Auto-balances — generates offsetting entries so the file nets to $0.00 (needed for PayPal-style exports)
  • Adds missing headers — some QIF exports omit the !Account block Quicken requires
  • Deduplicates — combine multiple overlapping QIF files without duplicate transactions

Usage

# PayPal export (auto-balances unmatched subscriptions)
qif-to-qfx ~/Downloads/Download.QIF ~/Downloads/PayPal.qfx --org PayPal

# Bank export that already balances
qif-to-qfx ~/Downloads/Bank.qif --no-balance --org "My Bank"

# Combine multiple files (deduplicates overlapping transactions)
qif-to-qfx jan.QIF feb.QIF mar.QIF -o combined.qfx --org PayPal

# Zip file containing QIF exports
qif-to-qfx ~/Downloads/exports.zip -o combined.qfx --org PayPal

Options

Flag Description
-o FILE Output path (required for multiple inputs)
--no-balance Skip auto-balancing
--org NAME Institution name in QFX header (default: "Import")
--acctid ID Account identifier (defaults to --org value)

If -o is omitted with a single input, writes to <input>-clean.qfx.

Import into Quicken

  1. File → Import → Web Connect (.QFX)
  2. Change Action to "Link to existing account"
  3. Select the target account
  4. Accept All

Claude Code Skill

This is also a Claude Code skill. Install it with:

/plugin marketplace add manishie/qif-to-qfx

Then just ask Claude: "Convert my PayPal QIF download to QFX for Quicken."

Tested With

  • PayPal QIF exports (handles double-entry balancing, subscription mismatches)
  • Quicken Mac import (QFX/Web Connect)

Should work with any QIF source. Open an issue if you find one that doesn't.

Requirements

Python 3.6+. No external dependencies.

Author

Manish Mukherjee

License

MIT

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